Newrez · Arkansas · 2025

Newrez in Arkansas: approval rate, denial rate and rates (2025)

Newrez took 1,306 mortgage applications in Arkansas in 2025, ranking #23 of 802 lenders active in the state. It originated 32.2% of them and denied 19.1% (36.7% of the applications it decided), against a statewide denial rate of 18.2%.

1.3kApplicationsin AR
36.7%Decision denial ratestate 23.1%
6.31%Median ratestate 6.63%
$190,000Median loanstate $165,000
$103MVolume70 counties

Newrez in Arkansas vs the state

19.1%Denial rate+0.88 pts vs state
36.7%Decision denial rate+13.60 pts vs state
32.2%Origination rate-24.67 pts vs state
6.31%Median rate-0.31 pts vs state
0.25Rate spread (pts)-0.09 pts vs state
$86kMedian applicant income
420Loans originated
249Denied

Trend in Arkansas

YearApplicationsOriginatedDenial rateMedian rateRank in state
202354317620.6%6.75%#41
202489829820.6%6.63%#31
20251,30642019.1%6.31%#23

What Newrez lends in Arkansas

By loan purpose

Home purchase 198 15% · 8.6% denied
Refinance 466 36% · 12.0% denied
Cash-out refinance 642 49% · 27.4% denied

By loan type

Conventional 708 54% · 17.4% denied
FHA 334 26% · 32.0% denied
VA 254 19% · 7.1% denied
USDA / RHS 10 1% · 10.0% denied

Why it denied Arkansas applicants

Debt-to-income ratio 138 55%
Credit history 52 21%
Collateral 24 10%
Unverifiable information 17 7%
Other 10 4%
Insufficient cash 6 2%
Employment history 2 1%

Where in Arkansas

Counties with the most Newrez applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Pulaski County 2176342 19.4%
Benton County 1786420 11.2%
Washington County 1253623 18.4%
Garland County 74348 10.8%
Saline County 632014 22.2%
Faulkner County 602112 20.0%
Lonoke County 51227 13.7%
Craighead County 4278 19.0%
Sebastian County 3688 22.2%
White County 2898 28.6%

Other large lenders in Arkansas

LenderGradeApplicationsDenial rateMedian rate
Arvest BankC 9,74814.4%7.00%
Rocket MortgageC 5,85420.1%6.63%
ARKANSAS Federal Credit UnionF 4,43923.6%7.50%
Vanderbilt Mortgage and FinanceF 3,49138.4%10.25%
21st MortgageF 3,25046.6%9.69%
Mortgage Research CenterC 2,76718.3%6.25%
Regions BankC 2,64640.0%6.13%
Firsttrust Home LoansB 2,5900.5%6.49%
United Shore Financial ServicesB 2,45613.3%6.12%
Triad Financial ServicesD 2,13354.2%8.68%

Frequently asked questions

Arkansas: 1,306 applications in 2025, of which 420 were originated and 249 denied.

19.1% of all applications, or 36.7% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.

The median rate on loans Newrez originated in Arkansas in 2025 was 6.31%, against a statewide median of 6.63%.

About this data. Figures are Newrez's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology