Loandepot.Com in Arkansas vs the state
34.9%Denial rate+16.75 pts vs state
42.2%Decision denial rate+19.11 pts vs state
46.4%Origination rate-10.40 pts vs state
6.75%Median rate+0.13 pts vs state
0.80Rate spread (pts)+0.46 pts vs state
$62kMedian applicant income
481Loans originated
362Denied
Trend in Arkansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 538 | 252 | 34.6% | 6.50% | #42 |
| 2024 | 822 | 361 | 36.0% | 6.75% | #34 |
| 2025 | 1,036 | 481 | 34.9% | 6.75% | #28 |
What Loandepot.Com lends in Arkansas
By loan purpose
By loan type
Why it denied Arkansas applicants
Where in Arkansas
Counties with the most Loandepot.Com applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Benton County | 132 | 72 | 39 | 29.5% |
| Pulaski County | 119 | 53 | 40 | 33.6% |
| Washington County | 65 | 36 | 16 | 24.6% |
| Garland County | 51 | 17 | 24 | 47.1% |
| Saline County | 39 | 22 | 12 | 30.8% |
| Faulkner County | 38 | 20 | 10 | 26.3% |
| Sebastian County | 36 | 14 | 11 | 30.6% |
| Jefferson County | 33 | 12 | 18 | 54.5% |
| White County | 32 | 11 | 16 | 50.0% |
| Craighead County | 24 | 12 | 9 | 37.5% |
Other large lenders in Arkansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Arvest Bank | C | 9,748 | 14.4% | 7.00% |
| Rocket Mortgage | C | 5,854 | 20.1% | 6.63% |
| ARKANSAS Federal Credit Union | F | 4,439 | 23.6% | 7.50% |
| Vanderbilt Mortgage and Finance | F | 3,491 | 38.4% | 10.25% |
| 21st Mortgage | F | 3,250 | 46.6% | 9.69% |
| Mortgage Research Center | C | 2,767 | 18.3% | 6.25% |
| Regions Bank | C | 2,646 | 40.0% | 6.13% |
| Firsttrust Home Loans | B | 2,590 | 0.5% | 6.49% |
| United Shore Financial Services | B | 2,456 | 13.3% | 6.12% |
| Triad Financial Services | D | 2,133 | 54.2% | 8.68% |
Frequently asked questions
Arkansas: 1,036 applications in 2025, of which 481 were originated and 362 denied.
34.9% of all applications, or 42.2% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.
The median rate on loans Loandepot.Com originated in Arkansas in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are Loandepot.Com's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology