American Financial Resources in Arkansas vs the state
5.3%Denial rate-12.86 pts vs state
6.8%Decision denial rate-16.32 pts vs state
73.0%Origination rate+16.12 pts vs state
6.49%Median rate-0.13 pts vs state
0.29Rate spread (pts)-0.06 pts vs state
$78kMedian applicant income
178Loans originated
13Denied
Trend in Arkansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 66 | 34 | 16.7% | 6.75% | #176 |
| 2024 | 149 | 89 | 9.4% | 6.63% | #120 |
| 2025 | 244 | 178 | 5.3% | 6.49% | #94 |
What American Financial Resources lends in Arkansas
By loan purpose
By loan type
Why it denied Arkansas applicants
Where in Arkansas
Counties with the most American Financial Resources applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Pulaski County | 31 | 17 | 4 | 12.9% |
| Benton County | 20 | 16 | 0 | 0.0% |
| Garland County | 17 | 11 | 2 | 11.8% |
| Pope County | 16 | 13 | 1 | 6.3% |
| Sharp County | 12 | 11 | 0 | 0.0% |
| White County | 12 | 11 | 0 | 0.0% |
| Washington County | 11 | 7 | 2 | 18.2% |
| Fulton County | 10 | 10 | 0 | 0.0% |
| Faulkner County | 10 | 9 | 0 | 0.0% |
| Izard County | 8 | 8 | 0 | 0.0% |
Other large lenders in Arkansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Arvest Bank | C | 9,748 | 14.4% | 7.00% |
| Rocket Mortgage | C | 5,854 | 20.1% | 6.63% |
| ARKANSAS Federal Credit Union | F | 4,439 | 23.6% | 7.50% |
| Vanderbilt Mortgage and Finance | F | 3,491 | 38.4% | 10.25% |
| 21st Mortgage | F | 3,250 | 46.6% | 9.69% |
| Mortgage Research Center | C | 2,767 | 18.3% | 6.25% |
| Regions Bank | C | 2,646 | 40.0% | 6.13% |
| Firsttrust Home Loans | B | 2,590 | 0.5% | 6.49% |
| United Shore Financial Services | B | 2,456 | 13.3% | 6.12% |
| Triad Financial Services | D | 2,133 | 54.2% | 8.68% |
Frequently asked questions
Arkansas: 244 applications in 2025, of which 178 were originated and 13 denied.
5.3% of all applications, or 6.8% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.
The median rate on loans American Financial Resources originated in Arkansas in 2025 was 6.49%, against a statewide median of 6.63%.
About this data. Figures are American Financial Resources's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology