Equity Prime Mortgage in Arkansas vs the state
8.6%Denial rate-9.63 pts vs state
16.5%Decision denial rate-6.68 pts vs state
43.2%Origination rate-13.68 pts vs state
6.50%Median rate-0.13 pts vs state
0.38Rate spread (pts)+0.04 pts vs state
$70kMedian applicant income
126Loans originated
25Denied
Trend in Arkansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 42 | 23 | 0.0% | 6.75% | #206 |
| 2024 | 120 | 76 | 2.5% | 6.75% | #136 |
| 2025 | 292 | 126 | 8.6% | 6.50% | #82 |
What Equity Prime Mortgage lends in Arkansas
By loan purpose
By loan type
Why it denied Arkansas applicants
Where in Arkansas
Counties with the most Equity Prime Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Pulaski County | 34 | 11 | 1 | 2.9% |
| Benton County | 18 | 2 | 0 | 0.0% |
| Saline County | 16 | 4 | 2 | 12.5% |
| Craighead County | 15 | 9 | 2 | 13.3% |
| Greene County | 14 | 8 | 1 | 7.1% |
| Garland County | 13 | 5 | 1 | 7.7% |
| Baxter County | 12 | 9 | 0 | 0.0% |
| Boone County | 10 | 5 | 0 | 0.0% |
| Sebastian County | 9 | 4 | 1 | 11.1% |
| Marion County | 9 | 5 | 0 | 0.0% |
Other large lenders in Arkansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Arvest Bank | C | 9,748 | 14.4% | 7.00% |
| Rocket Mortgage | C | 5,854 | 20.1% | 6.63% |
| ARKANSAS Federal Credit Union | F | 4,439 | 23.6% | 7.50% |
| Vanderbilt Mortgage and Finance | F | 3,491 | 38.4% | 10.25% |
| 21st Mortgage | F | 3,250 | 46.6% | 9.69% |
| Mortgage Research Center | C | 2,767 | 18.3% | 6.25% |
| Regions Bank | C | 2,646 | 40.0% | 6.13% |
| Firsttrust Home Loans | B | 2,590 | 0.5% | 6.49% |
| United Shore Financial Services | B | 2,456 | 13.3% | 6.12% |
| Triad Financial Services | D | 2,133 | 54.2% | 8.68% |
Frequently asked questions
Arkansas: 292 applications in 2025, of which 126 were originated and 25 denied.
8.6% of all applications, or 16.5% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.
The median rate on loans Equity Prime Mortgage originated in Arkansas in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are Equity Prime Mortgage's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology