AmeriSave Mortgage in Arkansas vs the state
63.4%Denial rate+45.24 pts vs state
72.8%Decision denial rate+49.67 pts vs state
23.2%Origination rate-33.65 pts vs state
7.38%Median rate+0.75 pts vs state
1.50Rate spread (pts)+1.16 pts vs state
$55kMedian applicant income
315Loans originated
862Denied
Trend in Arkansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,068 | 161 | 26.3% | 6.00% | #21 |
| 2024 | 1,349 | 215 | 69.2% | 7.63% | #19 |
| 2025 | 1,359 | 315 | 63.4% | 7.38% | #21 |
What AmeriSave Mortgage lends in Arkansas
By loan purpose
By loan type
Why it denied Arkansas applicants
Where in Arkansas
Counties with the most AmeriSave Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Pulaski County | 157 | 34 | 107 | 68.2% |
| Benton County | 109 | 32 | 62 | 56.9% |
| Garland County | 70 | 16 | 44 | 62.9% |
| Washington County | 64 | 21 | 35 | 54.7% |
| Sebastian County | 57 | 17 | 33 | 57.9% |
| Saline County | 56 | 18 | 31 | 55.4% |
| Jefferson County | 46 | 7 | 28 | 60.9% |
| Lonoke County | 45 | 11 | 29 | 64.4% |
| Faulkner County | 45 | 14 | 25 | 55.6% |
| Craighead County | 42 | 9 | 26 | 61.9% |
Other large lenders in Arkansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Arvest Bank | C | 9,748 | 14.4% | 7.00% |
| Rocket Mortgage | C | 5,854 | 20.1% | 6.63% |
| ARKANSAS Federal Credit Union | F | 4,439 | 23.6% | 7.50% |
| Vanderbilt Mortgage and Finance | F | 3,491 | 38.4% | 10.25% |
| 21st Mortgage | F | 3,250 | 46.6% | 9.69% |
| Mortgage Research Center | C | 2,767 | 18.3% | 6.25% |
| Regions Bank | C | 2,646 | 40.0% | 6.13% |
| Firsttrust Home Loans | B | 2,590 | 0.5% | 6.49% |
| United Shore Financial Services | B | 2,456 | 13.3% | 6.12% |
| Triad Financial Services | D | 2,133 | 54.2% | 8.68% |
Frequently asked questions
Arkansas: 1,359 applications in 2025, of which 315 were originated and 862 denied.
63.4% of all applications, or 72.8% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.
The median rate on loans AmeriSave Mortgage originated in Arkansas in 2025 was 7.38%, against a statewide median of 6.63%.
About this data. Figures are AmeriSave Mortgage's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology