Crosscountry Mortgage in Arkansas vs the state
4.6%Denial rate-13.56 pts vs state
7.3%Decision denial rate-15.79 pts vs state
56.3%Origination rate-0.56 pts vs state
6.63%Median rate0.00 pts vs state
0.68Rate spread (pts)+0.34 pts vs state
$83kMedian applicant income
413Loans originated
34Denied
Trend in Arkansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 605 | 215 | 1.8% | 6.75% | #35 |
| 2024 | 614 | 319 | 1.6% | 6.63% | #41 |
| 2025 | 734 | 413 | 4.6% | 6.63% | #38 |
What Crosscountry Mortgage lends in Arkansas
By loan purpose
By loan type
Why it denied Arkansas applicants
Where in Arkansas
Counties with the most Crosscountry Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Pulaski County | 238 | 158 | 11 | 4.6% |
| Benton County | 69 | 40 | 2 | 2.9% |
| Garland County | 56 | 26 | 1 | 1.8% |
| Saline County | 50 | 32 | 4 | 8.0% |
| Jefferson County | 33 | 19 | 2 | 6.1% |
| Washington County | 29 | 13 | 1 | 3.4% |
| Lonoke County | 28 | 19 | 1 | 3.6% |
| Faulkner County | 20 | 9 | 0 | 0.0% |
| Sebastian County | 16 | 8 | 0 | 0.0% |
| Hot Spring County | 14 | 7 | 1 | 7.1% |
Other large lenders in Arkansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Arvest Bank | C | 9,748 | 14.4% | 7.00% |
| Rocket Mortgage | C | 5,854 | 20.1% | 6.63% |
| ARKANSAS Federal Credit Union | F | 4,439 | 23.6% | 7.50% |
| Vanderbilt Mortgage and Finance | F | 3,491 | 38.4% | 10.25% |
| 21st Mortgage | F | 3,250 | 46.6% | 9.69% |
| Mortgage Research Center | C | 2,767 | 18.3% | 6.25% |
| Regions Bank | C | 2,646 | 40.0% | 6.13% |
| Firsttrust Home Loans | B | 2,590 | 0.5% | 6.49% |
| United Shore Financial Services | B | 2,456 | 13.3% | 6.12% |
| Triad Financial Services | D | 2,133 | 54.2% | 8.68% |
Frequently asked questions
Arkansas: 734 applications in 2025, of which 413 were originated and 34 denied.
4.6% of all applications, or 7.3% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.
The median rate on loans Crosscountry Mortgage originated in Arkansas in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Crosscountry Mortgage's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology