New Day Financial in Arkansas vs the state
21.7%Denial rate+3.55 pts vs state
48.8%Decision denial rate+25.68 pts vs state
21.1%Origination rate-35.73 pts vs state
6.99%Median rate+0.37 pts vs state
0.67Rate spread (pts)+0.33 pts vs state
$71kMedian applicant income
199Loans originated
205Denied
Trend in Arkansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 652 | 120 | 25.8% | 7.56% | #33 |
| 2024 | 874 | 184 | 23.9% | 7.75% | #32 |
| 2025 | 943 | 199 | 21.7% | 6.99% | #32 |
What New Day Financial lends in Arkansas
By loan purpose
By loan type
Why it denied Arkansas applicants
Where in Arkansas
Counties with the most New Day Financial applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Pulaski County | 140 | 25 | 32 | 22.9% |
| Benton County | 53 | 16 | 12 | 22.6% |
| Garland County | 50 | 11 | 11 | 22.0% |
| White County | 48 | 8 | 13 | 27.1% |
| Saline County | 43 | 12 | 4 | 9.3% |
| Lonoke County | 43 | 10 | 9 | 20.9% |
| Washington County | 37 | 5 | 12 | 32.4% |
| Sebastian County | 36 | 9 | 7 | 19.4% |
| Jefferson County | 33 | 4 | 11 | 33.3% |
| Craighead County | 27 | 2 | 6 | 22.2% |
Other large lenders in Arkansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Arvest Bank | C | 9,748 | 14.4% | 7.00% |
| Rocket Mortgage | C | 5,854 | 20.1% | 6.63% |
| ARKANSAS Federal Credit Union | F | 4,439 | 23.6% | 7.50% |
| Vanderbilt Mortgage and Finance | F | 3,491 | 38.4% | 10.25% |
| 21st Mortgage | F | 3,250 | 46.6% | 9.69% |
| Mortgage Research Center | C | 2,767 | 18.3% | 6.25% |
| Regions Bank | C | 2,646 | 40.0% | 6.13% |
| Firsttrust Home Loans | B | 2,590 | 0.5% | 6.49% |
| United Shore Financial Services | B | 2,456 | 13.3% | 6.12% |
| Triad Financial Services | D | 2,133 | 54.2% | 8.68% |
Frequently asked questions
Arkansas: 943 applications in 2025, of which 199 were originated and 205 denied.
21.7% of all applications, or 48.8% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.
The median rate on loans New Day Financial originated in Arkansas in 2025 was 6.99%, against a statewide median of 6.63%.
About this data. Figures are New Day Financial's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology