Cadence Bank in Arkansas vs the state
17.7%Denial rate-0.48 pts vs state
20.5%Decision denial rate-2.60 pts vs state
66.8%Origination rate+9.96 pts vs state
7.13%Median rate+0.50 pts vs state
0.29Rate spread (pts)-0.05 pts vs state
$98kMedian applicant income
939Loans originated
249Denied
Trend in Arkansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,291 | 861 | 19.6% | 7.50% | #19 |
| 2024 | 1,331 | 879 | 20.4% | 8.00% | #21 |
| 2025 | 1,406 | 939 | 17.7% | 7.13% | #20 |
What Cadence Bank lends in Arkansas
By loan purpose
By loan type
Why it denied Arkansas applicants
Where in Arkansas
Counties with the most Cadence Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Pulaski County | 236 | 152 | 37 | 15.7% |
| Sebastian County | 222 | 149 | 36 | 16.2% |
| Craighead County | 112 | 70 | 25 | 22.3% |
| Benton County | 80 | 61 | 10 | 12.5% |
| Crawford County | 73 | 50 | 11 | 15.1% |
| Faulkner County | 58 | 43 | 4 | 6.9% |
| Union County | 58 | 34 | 12 | 20.7% |
| Greene County | 55 | 46 | 3 | 5.5% |
| Ouachita County | 44 | 28 | 12 | 27.3% |
| Saline County | 39 | 25 | 7 | 17.9% |
Other large lenders in Arkansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Arvest Bank | C | 9,748 | 14.4% | 7.00% |
| Rocket Mortgage | C | 5,854 | 20.1% | 6.63% |
| ARKANSAS Federal Credit Union | F | 4,439 | 23.6% | 7.50% |
| Vanderbilt Mortgage and Finance | F | 3,491 | 38.4% | 10.25% |
| 21st Mortgage | F | 3,250 | 46.6% | 9.69% |
| Mortgage Research Center | C | 2,767 | 18.3% | 6.25% |
| Regions Bank | C | 2,646 | 40.0% | 6.13% |
| Firsttrust Home Loans | B | 2,590 | 0.5% | 6.49% |
| United Shore Financial Services | B | 2,456 | 13.3% | 6.12% |
| Triad Financial Services | D | 2,133 | 54.2% | 8.68% |
Frequently asked questions
Arkansas: 1,406 applications in 2025, of which 939 were originated and 249 denied.
17.7% of all applications, or 20.5% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.
The median rate on loans Cadence Bank originated in Arkansas in 2025 was 7.13%, against a statewide median of 6.63%.
About this data. Figures are Cadence Bank's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology