Bank of 1889 in Arkansas vs the state
3.3%Denial rate-14.89 pts vs state
3.5%Decision denial rate-19.68 pts vs state
91.2%Origination rate+34.38 pts vs state
—Median rate
—Rate spread (pts)
$78kMedian applicant income
166Loans originated
6Denied
Trend in Arkansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 213 | 202 | 1.9% | — | #98 |
| 2024 | 188 | 163 | 1.1% | — | #106 |
| 2025 | 182 | 166 | 3.3% | — | #121 |
What Bank of 1889 lends in Arkansas
By loan purpose
By loan type
Where in Arkansas
Counties with the most Bank of 1889 applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Carroll County | 55 | 49 | 1 | 1.8% |
| Boone County | 32 | 32 | 0 | 0.0% |
| Searcy County | 22 | 21 | 1 | 4.5% |
| Marion County | 20 | 18 | 1 | 5.0% |
| Madison County | 12 | 10 | 1 | 8.3% |
| Washington County | 10 | 8 | 1 | 10.0% |
| Faulkner County | 10 | 9 | 0 | 0.0% |
| Newton County | 9 | 8 | 0 | 0.0% |
| Van Buren County | 2 | 2 | 0 | 0.0% |
| Perry County | 2 | 1 | 1 | 50.0% |
Other large lenders in Arkansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Arvest Bank | C | 9,748 | 14.4% | 7.00% |
| Rocket Mortgage | C | 5,854 | 20.1% | 6.63% |
| ARKANSAS Federal Credit Union | F | 4,439 | 23.6% | 7.50% |
| Vanderbilt Mortgage and Finance | F | 3,491 | 38.4% | 10.25% |
| 21st Mortgage | F | 3,250 | 46.6% | 9.69% |
| Mortgage Research Center | C | 2,767 | 18.3% | 6.25% |
| Regions Bank | C | 2,646 | 40.0% | 6.13% |
| Firsttrust Home Loans | B | 2,590 | 0.5% | 6.49% |
| United Shore Financial Services | B | 2,456 | 13.3% | 6.12% |
| Triad Financial Services | D | 2,133 | 54.2% | 8.68% |
Frequently asked questions
Arkansas: 182 applications in 2025, of which 166 were originated and 6 denied.
3.3% of all applications, or 3.5% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Bank of 1889's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology