Largest lenders in Perry County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | ARKANSAS Federal Credit Union | F | 37 | 19 | 27.0% | 7.00% |
| 2 | Arvest Bank | C | 34 | 16 | 35.3% | 6.88% |
| 3 | 21st Mortgage | F | 33 | 10 | 39.4% | 10.64% |
| 4 | Vanderbilt Mortgage and Finance | F | 28 | 8 | 28.6% | 10.12% |
| 5 | Rocket Mortgage | C | 26 | 21 | 15.4% | 6.50% |
| 6 | Centennial Bank | D | 26 | 16 | 15.4% | 6.75% |
| 7 | Triad Financial Services | D | 21 | 2 | 52.4% | 10.94% |
| 8 | The Farmers & Merchants Bank | D | 18 | 13 | 16.7% | 8.25% |
| 9 | Mortgage Research Center | C | 16 | 8 | 12.5% | 6.25% |
| 10 | Credit Human Federal Credit Union | D | 15 | 1 | 66.7% | 7.60% |
| 11 | Bank OZK | C | 12 | 7 | 33.3% | 5.99% |
| 12 | U.S. Bank | D | 10 | 5 | 40.0% | 8.35% |
| 13 | United Shore Financial Services | B | 8 | 5 | 12.5% | 6.00% |
| 14 | Firsttrust Home Loans | B | 7 | 7 | 0.0% | 6.50% |
| 15 | First Security Bank | C | 7 | 7 | 0.0% | 7.75% |
| 16 | Pennymac Loan Services | C | 6 | 2 | 33.3% | 5.56% |
| 17 | Regions Bank | C | 6 | 3 | 16.7% | 7.00% |
| 18 | Fairway Independent Mortgage | B | 6 | 5 | 0.0% | 6.50% |
| 19 | Simmons Bank | C | 6 | 1 | 66.7% | 6.13% |
| 20 | Chambers Bank | C | 6 | 5 | 16.7% | — |
| 21 | Success Lending | D | 5 | 5 | 0.0% | 7.38% |
| 22 | Farm Credit Services of Western Arkansas, ACA | C | 5 | 4 | 20.0% | 6.33% |
| 23 | Broker Solutions | D | 5 | 0 | 0.0% | — |
What Perry County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Perry County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 343 | 153 | 29.5% | 7.25% | $125,000 |
| 2024 | 384 | 158 | 30.5% | 7.00% | $110,000 |
| 2025 | 437 | 216 | 25.4% | 6.88% | $125,000 |
Frequently asked questions
25.4% of applications in Perry County were denied in 2025, against 18.2% statewide in Arkansas.
ARKANSAS Federal Credit Union, with 37 applications in 2025 and a denial rate of 27.0%.
The median mortgage application in Perry County in 2025 was for $125,000; the median property value on originated loans was $215,000.