Chambers Bank in Arkansas vs the state
10.4%Denial rate-7.79 pts vs state
11.5%Decision denial rate-11.67 pts vs state
79.0%Origination rate+22.13 pts vs state
—Median rate
—Rate spread (pts)
$92kMedian applicant income
334Loans originated
44Denied
Trend in Arkansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 393 | 303 | 10.7% | 6.87% | #58 |
| 2024 | 432 | 330 | 10.9% | 7.00% | #56 |
| 2025 | 423 | 334 | 10.4% | — | #64 |
What Chambers Bank lends in Arkansas
By loan purpose
By loan type
Where in Arkansas
Counties with the most Chambers Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lonoke County | 70 | 61 | 0 | 0.0% |
| Yell County | 57 | 46 | 7 | 12.3% |
| Benton County | 44 | 31 | 8 | 18.2% |
| Pope County | 37 | 27 | 5 | 13.5% |
| Washington County | 36 | 30 | 2 | 5.6% |
| Sebastian County | 35 | 25 | 6 | 17.1% |
| Scott County | 26 | 18 | 4 | 15.4% |
| Crawford County | 21 | 20 | 1 | 4.8% |
| Pulaski County | 19 | 16 | 0 | 0.0% |
| Faulkner County | 17 | 13 | 1 | 5.9% |
Other large lenders in Arkansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Arvest Bank | C | 9,748 | 14.4% | 7.00% |
| Rocket Mortgage | C | 5,854 | 20.1% | 6.63% |
| ARKANSAS Federal Credit Union | F | 4,439 | 23.6% | 7.50% |
| Vanderbilt Mortgage and Finance | F | 3,491 | 38.4% | 10.25% |
| 21st Mortgage | F | 3,250 | 46.6% | 9.69% |
| Mortgage Research Center | C | 2,767 | 18.3% | 6.25% |
| Regions Bank | C | 2,646 | 40.0% | 6.13% |
| Firsttrust Home Loans | B | 2,590 | 0.5% | 6.49% |
| United Shore Financial Services | B | 2,456 | 13.3% | 6.12% |
| Triad Financial Services | D | 2,133 | 54.2% | 8.68% |
Frequently asked questions
Arkansas: 423 applications in 2025, of which 334 were originated and 44 denied.
10.4% of all applications, or 11.5% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Chambers Bank's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology