Largest lenders in Yell County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Arvest Bank | C | 88 | 58 | 18.2% | 6.94% |
| 2 | Chambers Bank | C | 57 | 46 | 12.3% | — |
| 3 | 21st Mortgage | F | 40 | 16 | 42.5% | 9.90% |
| 4 | Centennial Bank | D | 40 | 23 | 25.0% | 6.63% |
| 5 | Rocket Mortgage | C | 37 | 29 | 18.9% | 6.99% |
| 6 | Mortgage Research Center | C | 24 | 6 | 20.8% | 6.38% |
| 7 | Triad Financial Services | D | 21 | 2 | 57.1% | 10.65% |
| 8 | Fairway Independent Mortgage | B | 16 | 14 | 0.0% | 6.63% |
| 9 | AmeriSave Mortgage | D | 14 | 2 | 71.4% | 6.19% |
| 10 | Vanderbilt Mortgage and Finance | F | 14 | 1 | 35.7% | 11.25% |
| 11 | Freedom Mortgage | B | 12 | 5 | 0.0% | 5.75% |
| 12 | ARKANSAS Federal Credit Union | F | 12 | 1 | 66.7% | 6.75% |
| 13 | First Security Bank | C | 11 | 9 | 9.1% | 6.13% |
| 14 | New Day Financial | F | 10 | 5 | 0.0% | 6.99% |
| 15 | First State Bank | A | 9 | 9 | 0.0% | — |
| 16 | Regions Bank | C | 8 | 3 | 50.0% | 6.25% |
| 17 | Bank OZK | C | 8 | 4 | 50.0% | 5.49% |
| 18 | Union Bank | A | 8 | 8 | 0.0% | — |
| 19 | Navy Federal Credit Union | D | 7 | 3 | 0.0% | 7.88% |
| 20 | Pennymac Loan Services | C | 6 | 3 | 0.0% | 5.75% |
| 21 | Broker Solutions | D | 6 | 1 | 16.7% | 7.25% |
| 22 | Loandepot.Com | D | 6 | 1 | 50.0% | 10.50% |
| 23 | Diamond Bank | C | 6 | 5 | 16.7% | — |
| 24 | Mortgage Solutions of Colorado | C | 5 | 2 | 0.0% | 7.75% |
| 25 | Simmons Bank | C | 5 | 1 | 60.0% | 7.70% |
Best approval odds in Yell County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Chambers Bank | 53 | 13.2% |
| 2 | Arvest Bank | 74 | 21.6% |
What Yell County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Yell County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 612 | 327 | 23.2% | 7.00% | $95,000 |
| 2024 | 554 | 286 | 26.2% | 6.99% | $115,000 |
| 2025 | 602 | 324 | 24.8% | 6.88% | $115,000 |
Frequently asked questions
24.8% of applications in Yell County were denied in 2025, against 18.2% statewide in Arkansas.
Arvest Bank, with 88 applications in 2025 and a denial rate of 18.2%.
The median mortgage application in Yell County in 2025 was for $115,000; the median property value on originated loans was $195,000.