Diamond Bank in Arkansas vs the state
10.0%Denial rate-8.23 pts vs state
11.2%Decision denial rate-11.92 pts vs state
78.0%Origination rate+21.18 pts vs state
—Median rate
—Rate spread (pts)
$72kMedian applicant income
188Loans originated
24Denied
Trend in Arkansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 215 | 156 | 9.3% | — | #96 |
| 2024 | 245 | 205 | 7.8% | — | #87 |
| 2025 | 241 | 188 | 10.0% | — | #95 |
What Diamond Bank lends in Arkansas
By loan purpose
By loan type
Where in Arkansas
Counties with the most Diamond Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Montgomery County | 32 | 19 | 6 | 18.8% |
| Garland County | 29 | 27 | 1 | 3.4% |
| Pope County | 27 | 21 | 3 | 11.1% |
| Howard County | 27 | 20 | 3 | 11.1% |
| Sevier County | 26 | 17 | 3 | 11.5% |
| Hempstead County | 19 | 15 | 1 | 5.3% |
| Miller County | 15 | 14 | 1 | 6.7% |
| Pike County | 14 | 12 | 2 | 14.3% |
| Polk County | 14 | 13 | 0 | 0.0% |
| Little River County | 9 | 9 | 0 | 0.0% |
Other large lenders in Arkansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Arvest Bank | C | 9,748 | 14.4% | 7.00% |
| Rocket Mortgage | C | 5,854 | 20.1% | 6.63% |
| ARKANSAS Federal Credit Union | F | 4,439 | 23.6% | 7.50% |
| Vanderbilt Mortgage and Finance | F | 3,491 | 38.4% | 10.25% |
| 21st Mortgage | F | 3,250 | 46.6% | 9.69% |
| Mortgage Research Center | C | 2,767 | 18.3% | 6.25% |
| Regions Bank | C | 2,646 | 40.0% | 6.13% |
| Firsttrust Home Loans | B | 2,590 | 0.5% | 6.49% |
| United Shore Financial Services | B | 2,456 | 13.3% | 6.12% |
| Triad Financial Services | D | 2,133 | 54.2% | 8.68% |
Frequently asked questions
Arkansas: 241 applications in 2025, of which 188 were originated and 24 denied.
10.0% of all applications, or 11.2% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Diamond Bank's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology