Largest lenders in Little River County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Horatio State Bank | B | 57 | 48 | 10.5% | — |
| 2 | 21st Mortgage | F | 27 | 10 | 37.0% | 8.63% |
| 3 | Vanderbilt Mortgage and Finance | F | 26 | 3 | 23.1% | 10.75% |
| 4 | Highlands Residential Mortgage | B | 22 | 18 | 0.0% | 6.69% |
| 5 | Triad Financial Services | D | 18 | 4 | 55.6% | 9.56% |
| 6 | Fairway Independent Mortgage | B | 13 | 5 | 7.7% | 6.63% |
| 7 | Swbc Mortgage | A | 13 | 13 | 0.0% | 6.50% |
| 8 | Regions Bank | C | 12 | 3 | 58.3% | 7.25% |
| 9 | Rocket Mortgage | C | 12 | 6 | 50.0% | 6.31% |
| 10 | Mortgage Research Center | C | 12 | 7 | 8.3% | 6.25% |
| 11 | Red River Employees Federal Credit Union | C | 11 | 6 | 45.5% | — |
| 12 | Diamond Bank | C | 9 | 9 | 0.0% | — |
| 13 | Credit Human Federal Credit Union | D | 8 | 1 | 50.0% | 7.60% |
| 14 | United Built Homes | F | 8 | 3 | 37.5% | 8.99% |
| 15 | AmeriSave Mortgage | D | 7 | 2 | 57.1% | 6.81% |
| 16 | Southwest Stage Funding | F | 7 | 3 | 0.0% | 7.90% |
| 17 | Newrez | D | 6 | 2 | 0.0% | 7.56% |
| 18 | Cadence Bank | B | 5 | 3 | 20.0% | 7.50% |
| 19 | Farm Credit Services of Western Arkansas, ACA | C | 5 | 4 | 20.0% | 6.53% |
| 20 | Broker Solutions | D | 5 | 2 | 0.0% | 6.93% |
| 21 | Simmons Bank | C | 5 | 0 | 20.0% | — |
| 22 | Mortgage Financial Services | B | 5 | 3 | 0.0% | 6.50% |
Best approval odds in Little River County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Horatio State Bank | 56 | 10.7% |
What Little River County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Little River County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 318 | 180 | 23.9% | 6.75% | $95,000 |
| 2024 | 355 | 216 | 22.3% | 6.75% | $105,000 |
| 2025 | 369 | 201 | 19.8% | 6.88% | $105,000 |
Frequently asked questions
19.8% of applications in Little River County were denied in 2025, against 18.2% statewide in Arkansas.
Horatio State Bank, with 57 applications in 2025 and a denial rate of 10.5%.
The median mortgage application in Little River County in 2025 was for $105,000; the median property value on originated loans was $155,000.