Swbc Mortgage in Arkansas vs the state
1.4%Denial rate-16.84 pts vs state
1.6%Decision denial rate-21.51 pts vs state
80.1%Origination rate+23.31 pts vs state
6.50%Median rate-0.13 pts vs state
0.25Rate spread (pts)-0.09 pts vs state
$80kMedian applicant income
355Loans originated
6Denied
Trend in Arkansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 355 | 286 | 0.9% | 6.75% | #63 |
| 2024 | 402 | 332 | 2.0% | 6.63% | #59 |
| 2025 | 443 | 355 | 1.4% | 6.50% | #60 |
What Swbc Mortgage lends in Arkansas
By loan purpose
By loan type
Why it denied Arkansas applicants
Where in Arkansas
Counties with the most Swbc Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Garland County | 164 | 120 | 4 | 2.4% |
| Sebastian County | 73 | 53 | 1 | 1.4% |
| Hempstead County | 28 | 25 | 0 | 0.0% |
| Saline County | 26 | 21 | 0 | 0.0% |
| Crawford County | 24 | 21 | 1 | 4.2% |
| Miller County | 22 | 22 | 0 | 0.0% |
| Hot Spring County | 19 | 16 | 0 | 0.0% |
| Little River County | 13 | 13 | 0 | 0.0% |
| Sevier County | 12 | 11 | 0 | 0.0% |
| Nevada County | 11 | 10 | 0 | 0.0% |
Other large lenders in Arkansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Arvest Bank | C | 9,748 | 14.4% | 7.00% |
| Rocket Mortgage | C | 5,854 | 20.1% | 6.63% |
| ARKANSAS Federal Credit Union | F | 4,439 | 23.6% | 7.50% |
| Vanderbilt Mortgage and Finance | F | 3,491 | 38.4% | 10.25% |
| 21st Mortgage | F | 3,250 | 46.6% | 9.69% |
| Mortgage Research Center | C | 2,767 | 18.3% | 6.25% |
| Regions Bank | C | 2,646 | 40.0% | 6.13% |
| Firsttrust Home Loans | B | 2,590 | 0.5% | 6.49% |
| United Shore Financial Services | B | 2,456 | 13.3% | 6.12% |
| Triad Financial Services | D | 2,133 | 54.2% | 8.68% |
Frequently asked questions
Arkansas: 443 applications in 2025, of which 355 were originated and 6 denied.
1.4% of all applications, or 1.6% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.
The median rate on loans Swbc Mortgage originated in Arkansas in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are Swbc Mortgage's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology