Red River Employees Federal Credit Union in Arkansas vs the state
20.1%Denial rate+1.95 pts vs state
21.2%Decision denial rate-1.92 pts vs state
74.8%Origination rate+17.99 pts vs state
—Median rate
—Rate spread (pts)
$76kMedian applicant income
104Loans originated
28Denied
Trend in Arkansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 102 | 82 | 13.7% | 7.13% | #139 |
| 2024 | 135 | 105 | 14.1% | — | #131 |
| 2025 | 139 | 104 | 20.1% | — | #133 |
What Red River Employees Federal Credit Union lends in Arkansas
By loan purpose
By loan type
Where in Arkansas
Counties with the most Red River Employees Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Miller County | 65 | 51 | 10 | 15.4% |
| Hempstead County | 15 | 11 | 4 | 26.7% |
| Little River County | 11 | 6 | 5 | 45.5% |
| Howard County | 11 | 8 | 3 | 27.3% |
| Sevier County | 11 | 7 | 2 | 18.2% |
| Lafayette County | 4 | 2 | 2 | 50.0% |
| Pulaski County | 3 | 3 | 0 | 0.0% |
| Nevada County | 3 | 2 | 1 | 33.3% |
| Union County | 2 | 1 | 0 | 0.0% |
| Ouachita County | 2 | 1 | 1 | 50.0% |
Other large lenders in Arkansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Arvest Bank | C | 9,748 | 14.4% | 7.00% |
| Rocket Mortgage | C | 5,854 | 20.1% | 6.63% |
| ARKANSAS Federal Credit Union | F | 4,439 | 23.6% | 7.50% |
| Vanderbilt Mortgage and Finance | F | 3,491 | 38.4% | 10.25% |
| 21st Mortgage | F | 3,250 | 46.6% | 9.69% |
| Mortgage Research Center | C | 2,767 | 18.3% | 6.25% |
| Regions Bank | C | 2,646 | 40.0% | 6.13% |
| Firsttrust Home Loans | B | 2,590 | 0.5% | 6.49% |
| United Shore Financial Services | B | 2,456 | 13.3% | 6.12% |
| Triad Financial Services | D | 2,133 | 54.2% | 8.68% |
Frequently asked questions
Arkansas: 139 applications in 2025, of which 104 were originated and 28 denied.
20.1% of all applications, or 21.2% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Red River Employees Federal Credit Union's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology