Southwest Stage Funding in Arkansas vs the state
10.7%Denial rate-7.50 pts vs state
18.0%Decision denial rate-5.15 pts vs state
19.6%Origination rate-37.23 pts vs state
8.00%Median rate+1.38 pts vs state
2.10Rate spread (pts)+1.76 pts vs state
$72kMedian applicant income
88Loans originated
48Denied
Trend in Arkansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 153 | 82 | 26.8% | 8.10% | #113 |
| 2024 | 224 | 80 | 16.1% | 8.38% | #92 |
| 2025 | 449 | 88 | 10.7% | 8.00% | #58 |
What Southwest Stage Funding lends in Arkansas
By loan purpose
By loan type
Why it denied Arkansas applicants
Where in Arkansas
Counties with the most Southwest Stage Funding applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Saline County | 30 | 5 | 6 | 20.0% |
| Garland County | 27 | 10 | 2 | 7.4% |
| Pulaski County | 25 | 3 | 2 | 8.0% |
| Benton County | 24 | 8 | 5 | 20.8% |
| Washington County | 20 | 3 | 4 | 20.0% |
| Union County | 18 | 4 | 0 | 0.0% |
| White County | 18 | 6 | 2 | 11.1% |
| Grant County | 16 | 1 | 2 | 12.5% |
| Miller County | 15 | 4 | 3 | 20.0% |
| Faulkner County | 14 | 4 | 2 | 14.3% |
Other large lenders in Arkansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Arvest Bank | C | 9,748 | 14.4% | 7.00% |
| Rocket Mortgage | C | 5,854 | 20.1% | 6.63% |
| ARKANSAS Federal Credit Union | F | 4,439 | 23.6% | 7.50% |
| Vanderbilt Mortgage and Finance | F | 3,491 | 38.4% | 10.25% |
| 21st Mortgage | F | 3,250 | 46.6% | 9.69% |
| Mortgage Research Center | C | 2,767 | 18.3% | 6.25% |
| Regions Bank | C | 2,646 | 40.0% | 6.13% |
| Firsttrust Home Loans | B | 2,590 | 0.5% | 6.49% |
| United Shore Financial Services | B | 2,456 | 13.3% | 6.12% |
| Triad Financial Services | D | 2,133 | 54.2% | 8.68% |
Frequently asked questions
Arkansas: 449 applications in 2025, of which 88 were originated and 48 denied.
10.7% of all applications, or 18.0% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.
The median rate on loans Southwest Stage Funding originated in Arkansas in 2025 was 8.00%, against a statewide median of 6.63%.
About this data. Figures are Southwest Stage Funding's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology