Grant County, Arkansas · 2025

Mortgage lenders in Grant County, AR: denial rates and top lenders (2025)

122 lenders acted on 804 mortgage applications for properties in Grant County in 2025. 21.3% were denied (Arkansas: 18.2%). Median rate on closed loans 6.63%; median loan $155,000; median property value $245,000.

804Applications
21.3%Denial ratestate 18.2%
6.63%Median ratestate 6.63%
$155,000Median loan
$245,000Median property value

Largest lenders in Grant County

#LenderGradeApplicationsOriginatedDenial rateMedian rate
1 Firsttrust Home Loans B 109100 0.0%6.50%
2 Vanderbilt Mortgage and Finance F 638 46.0%9.75%
3 21st Mortgage F 457 35.6%10.09%
4 United Shore Financial Services B 4231 11.9%6.13%
5 Rocket Mortgage C 3930 15.4%6.56%
6 Triad Financial Services D 350 51.4%
7 Peoples Bank 3028 6.7%
8 ARKANSAS Federal Credit Union F 2911 44.8%8.25%
9 Credit Human Federal Credit Union D 241 83.3%8.50%
10 Mortgage Financial Services B 2117 0.0%6.88%
11 Pennymac Loan Services C 204 15.0%6.25%
12 Mortgage Research Center C 209 20.0%5.99%
13 U.S. Bank D 199 42.1%8.55%
14 Freedom Mortgage B 174 11.8%6.81%
15 Southwest Stage Funding F 161 12.5%7.60%
16 Regions Bank C 136 30.8%5.37%
17 Broker Solutions D 122 25.0%6.88%
18 Newrez D 116 0.0%6.50%
19 Village Capital & Investment C 84 12.5%5.99%
20 Eagle Bank and Trust A 86 12.5%6.56%
21 Arvest Bank C 76 14.3%6.76%
22 Fairway Independent Mortgage B 77 0.0%6.38%
23 Eustis Mortgage B 77 0.0%6.25%
24 GoodLeap C 62 16.7%9.21%
25 AmeriSave Mortgage D 64 33.3%7.50%

Best approval odds in Grant County

Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.

#LenderDecidedDecision denial rate
1Firsttrust Home Loans1000.0%

What Grant County borrowers applied for

By loan purpose

Home purchase 466 58% · 21.7% denied
Refinance 123 15% · 9.8% denied
Cash-out refinance 117 15% · 23.9% denied
Home improvement 36 4% · 25.0% denied
Other / HELOC 62 8% · 33.9% denied

By loan type

Conventional 524 65% · 27.1% denied
FHA 147 18% · 11.6% denied
VA 85 11% · 11.8% denied
USDA / RHS 48 6% · 4.2% denied

Why applications were denied

Credit history 85 51%
Debt-to-income ratio 26 16%
Incomplete application 16 10%
Collateral 16 10%
Other 11 7%
Unverifiable information 11 7%
Insufficient cash 1 1%
Employment history 1 1%

Grant County by year

YearApplicationsOriginatedDenial rateMedian rateMedian loan
202372337126.7%6.88%$135,000
202474429426.9%6.99%$145,000
202580442021.3%6.63%$155,000

Frequently asked questions

21.3% of applications in Grant County were denied in 2025, against 18.2% statewide in Arkansas.

Firsttrust Home Loans, with 109 applications in 2025 and a denial rate of 0.0%.

The median mortgage application in Grant County in 2025 was for $155,000; the median property value on originated loans was $245,000.