GoodLeap in Arkansas vs the state
24.9%Denial rate+6.72 pts vs state
30.6%Decision denial rate+7.44 pts vs state
40.2%Origination rate-16.62 pts vs state
6.50%Median rate-0.13 pts vs state
0.25Rate spread (pts)-0.09 pts vs state
$70kMedian applicant income
113Loans originated
70Denied
Trend in Arkansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 150 | 61 | 28.0% | 6.13% | #114 |
| 2024 | 213 | 82 | 31.0% | 5.93% | #95 |
| 2025 | 281 | 113 | 24.9% | 6.50% | #88 |
What GoodLeap lends in Arkansas
By loan purpose
By loan type
Why it denied Arkansas applicants
Where in Arkansas
Counties with the most GoodLeap applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Pulaski County | 43 | 18 | 12 | 27.9% |
| Washington County | 22 | 9 | 5 | 22.7% |
| Benton County | 22 | 11 | 6 | 27.3% |
| Faulkner County | 18 | 13 | 2 | 11.1% |
| Jefferson County | 12 | 8 | 2 | 16.7% |
| Sebastian County | 12 | 4 | 0 | 0.0% |
| Baxter County | 10 | 3 | 2 | 20.0% |
| Saline County | 10 | 3 | 3 | 30.0% |
| White County | 9 | 4 | 1 | 11.1% |
| Garland County | 8 | 1 | 4 | 50.0% |
Other large lenders in Arkansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Arvest Bank | C | 9,748 | 14.4% | 7.00% |
| Rocket Mortgage | C | 5,854 | 20.1% | 6.63% |
| ARKANSAS Federal Credit Union | F | 4,439 | 23.6% | 7.50% |
| Vanderbilt Mortgage and Finance | F | 3,491 | 38.4% | 10.25% |
| 21st Mortgage | F | 3,250 | 46.6% | 9.69% |
| Mortgage Research Center | C | 2,767 | 18.3% | 6.25% |
| Regions Bank | C | 2,646 | 40.0% | 6.13% |
| Firsttrust Home Loans | B | 2,590 | 0.5% | 6.49% |
| United Shore Financial Services | B | 2,456 | 13.3% | 6.12% |
| Triad Financial Services | D | 2,133 | 54.2% | 8.68% |
Frequently asked questions
Arkansas: 281 applications in 2025, of which 113 were originated and 70 denied.
24.9% of all applications, or 30.6% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.
The median rate on loans GoodLeap originated in Arkansas in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are GoodLeap's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology