Village Capital & Investment in Arkansas vs the state
17.0%Denial rate-1.18 pts vs state
22.0%Decision denial rate-1.09 pts vs state
35.8%Origination rate-21.04 pts vs state
5.75%Median rate-0.88 pts vs state
—Rate spread (pts)
$81kMedian applicant income
141Loans originated
67Denied
Trend in Arkansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 226 | 48 | 17.3% | 6.00% | #89 |
| 2024 | 378 | 133 | 13.0% | 5.75% | #62 |
| 2025 | 394 | 141 | 17.0% | 5.75% | #68 |
What Village Capital & Investment lends in Arkansas
By loan purpose
By loan type
Why it denied Arkansas applicants
Where in Arkansas
Counties with the most Village Capital & Investment applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Pulaski County | 52 | 21 | 9 | 17.3% |
| Benton County | 41 | 14 | 7 | 17.1% |
| Lonoke County | 34 | 14 | 0 | 0.0% |
| Washington County | 22 | 7 | 9 | 40.9% |
| Faulkner County | 20 | 10 | 4 | 20.0% |
| Craighead County | 19 | 7 | 5 | 26.3% |
| White County | 17 | 7 | 2 | 11.8% |
| Saline County | 17 | 7 | 5 | 29.4% |
| Jefferson County | 15 | 3 | 2 | 13.3% |
| Greene County | 14 | 6 | 0 | 0.0% |
Other large lenders in Arkansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Arvest Bank | C | 9,748 | 14.4% | 7.00% |
| Rocket Mortgage | C | 5,854 | 20.1% | 6.63% |
| ARKANSAS Federal Credit Union | F | 4,439 | 23.6% | 7.50% |
| Vanderbilt Mortgage and Finance | F | 3,491 | 38.4% | 10.25% |
| 21st Mortgage | F | 3,250 | 46.6% | 9.69% |
| Mortgage Research Center | C | 2,767 | 18.3% | 6.25% |
| Regions Bank | C | 2,646 | 40.0% | 6.13% |
| Firsttrust Home Loans | B | 2,590 | 0.5% | 6.49% |
| United Shore Financial Services | B | 2,456 | 13.3% | 6.12% |
| Triad Financial Services | D | 2,133 | 54.2% | 8.68% |
Frequently asked questions
Arkansas: 394 applications in 2025, of which 141 were originated and 67 denied.
17.0% of all applications, or 22.0% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.
The median rate on loans Village Capital & Investment originated in Arkansas in 2025 was 5.75%, against a statewide median of 6.63%.
About this data. Figures are Village Capital & Investment's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology