Eustis Mortgage · Arkansas · 2025

Eustis Mortgage in Arkansas: approval rate, denial rate and rates (2025)

Eustis Mortgage took 594 mortgage applications in Arkansas in 2025, ranking #43 of 802 lenders active in the state. It originated 86.9% of them and denied 0.3% (0.4% of the applications it decided), against a statewide denial rate of 18.2%.

594Applicationsin AR
0.4%Decision denial ratestate 23.1%
6.50%Median ratestate 6.63%
$215,000Median loanstate $165,000
$121MVolume32 counties

Eustis Mortgage in Arkansas vs the state

0.3%Denial rate-17.85 pts vs state
0.4%Decision denial rate-22.74 pts vs state
86.9%Origination rate+30.04 pts vs state
6.50%Median rate-0.13 pts vs state
0.33Rate spread (pts)-0.01 pts vs state
$91kMedian applicant income
516Loans originated
2Denied

Trend in Arkansas

YearApplicationsOriginatedDenial rateMedian rateRank in state
20232902400.3%6.99%#68
20245074460.4%6.63%#49
20255945160.3%6.50%#43

What Eustis Mortgage lends in Arkansas

By loan purpose

Home purchase 523 88% · 0.2% denied
Refinance 42 7% · 0.0% denied
Cash-out refinance 26 4% · 3.9% denied
Other / HELOC 3 1% · 0.0% denied

By loan type

Conventional 305 51% · 0.0% denied
FHA 197 33% · 1.0% denied
VA 86 14% · 0.0% denied
USDA / RHS 6 1% · 0.0% denied

Why it denied Arkansas applicants

Debt-to-income ratio 1 50%
Credit history 1 50%

Where in Arkansas

Counties with the most Eustis Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Saline County 2642451 0.4%
Pulaski County 1911561 0.5%
Garland County 34240 0.0%
Lonoke County 23200 0.0%
Faulkner County 18160 0.0%
Hot Spring County 12120 0.0%
Grant County 770 0.0%
White County 660 0.0%
Conway County 630 0.0%
Benton County 440 0.0%

Other large lenders in Arkansas

LenderGradeApplicationsDenial rateMedian rate
Arvest BankC 9,74814.4%7.00%
Rocket MortgageC 5,85420.1%6.63%
ARKANSAS Federal Credit UnionF 4,43923.6%7.50%
Vanderbilt Mortgage and FinanceF 3,49138.4%10.25%
21st MortgageF 3,25046.6%9.69%
Mortgage Research CenterC 2,76718.3%6.25%
Regions BankC 2,64640.0%6.13%
Firsttrust Home LoansB 2,5900.5%6.49%
United Shore Financial ServicesB 2,45613.3%6.12%
Triad Financial ServicesD 2,13354.2%8.68%

Frequently asked questions

Arkansas: 594 applications in 2025, of which 516 were originated and 2 denied.

0.3% of all applications, or 0.4% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.

The median rate on loans Eustis Mortgage originated in Arkansas in 2025 was 6.50%, against a statewide median of 6.63%.

About this data. Figures are Eustis Mortgage's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology