Largest lenders in Pike County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Southern Bancorp Bank | C | 38 | 29 | 5.3% | 7.65% |
| 2 | Triad Financial Services | D | 23 | 5 | 43.5% | 8.95% |
| 3 | Vanderbilt Mortgage and Finance | F | 21 | 5 | 28.6% | 11.75% |
| 4 | 21st Mortgage | F | 19 | 5 | 36.8% | 11.39% |
| 5 | Rocket Mortgage | C | 15 | 11 | 13.3% | 6.99% |
| 6 | Diamond Bank | C | 14 | 12 | 14.3% | — |
| 7 | Credit Human Federal Credit Union | D | 12 | 2 | 66.7% | 7.75% |
| 8 | AmeriSave Mortgage | D | 8 | 1 | 50.0% | 8.88% |
| 9 | Arvest Bank | C | 7 | 1 | 42.9% | 10.50% |
| 10 | Pennymac Loan Services | C | 6 | 1 | 33.3% | 6.49% |
| 11 | New Day Financial | F | 6 | 4 | 16.7% | 6.49% |
| 12 | ARKANSAS Federal Credit Union | F | 6 | 1 | 33.3% | 6.25% |
| 13 | Coastal Community Bank | C | 6 | 4 | 0.0% | 10.12% |
| 14 | Regions Bank | C | 5 | 2 | 20.0% | 8.25% |
| 15 | Crosscountry Mortgage | B | 5 | 3 | 0.0% | 6.75% |
| 16 | Freedom Mortgage | B | 5 | 1 | 0.0% | 6.13% |
| 17 | Farmers Bank & Trust | C | 5 | 4 | 20.0% | 8.00% |
| 18 | Southwest Stage Funding | F | 5 | 1 | 20.0% | 7.65% |
| 19 | Firsttrust Home Loans | B | 5 | 5 | 0.0% | 6.38% |
What Pike County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Pike County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 299 | 132 | 27.8% | 7.20% | $105,000 |
| 2024 | 290 | 130 | 28.3% | 7.60% | $115,000 |
| 2025 | 297 | 141 | 23.6% | 7.38% | $95,000 |
Frequently asked questions
23.6% of applications in Pike County were denied in 2025, against 18.2% statewide in Arkansas.
Southern Bancorp Bank, with 38 applications in 2025 and a denial rate of 5.3%.
The median mortgage application in Pike County in 2025 was for $95,000; the median property value on originated loans was $165,000.