Union Bank in Arkansas vs the state
1.4%Denial rate-16.84 pts vs state
1.4%Decision denial rate-21.78 pts vs state
98.7%Origination rate+41.82 pts vs state
—Median rate
—Rate spread (pts)
$89kMedian applicant income
440Loans originated
6Denied
Trend in Arkansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 288 | 284 | 1.4% | — | #78 |
| 2025 | 446 | 440 | 1.4% | — | #59 |
What Union Bank lends in Arkansas
By loan purpose
By loan type
Where in Arkansas
Counties with the most Union Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Polk County | 181 | 178 | 3 | 1.7% |
| Logan County | 66 | 65 | 1 | 1.5% |
| Pope County | 52 | 52 | 0 | 0.0% |
| Scott County | 36 | 34 | 2 | 5.6% |
| Johnson County | 36 | 36 | 0 | 0.0% |
| Franklin County | 33 | 33 | 0 | 0.0% |
| Yell County | 8 | 8 | 0 | 0.0% |
| Sevier County | 6 | 6 | 0 | 0.0% |
| Sebastian County | 5 | 5 | 0 | 0.0% |
| Montgomery County | 5 | 5 | 0 | 0.0% |
Other large lenders in Arkansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Arvest Bank | C | 9,748 | 14.4% | 7.00% |
| Rocket Mortgage | C | 5,854 | 20.1% | 6.63% |
| ARKANSAS Federal Credit Union | F | 4,439 | 23.6% | 7.50% |
| Vanderbilt Mortgage and Finance | F | 3,491 | 38.4% | 10.25% |
| 21st Mortgage | F | 3,250 | 46.6% | 9.69% |
| Mortgage Research Center | C | 2,767 | 18.3% | 6.25% |
| Regions Bank | C | 2,646 | 40.0% | 6.13% |
| Firsttrust Home Loans | B | 2,590 | 0.5% | 6.49% |
| United Shore Financial Services | B | 2,456 | 13.3% | 6.12% |
| Triad Financial Services | D | 2,133 | 54.2% | 8.68% |
Frequently asked questions
Arkansas: 446 applications in 2025, of which 440 were originated and 6 denied.
1.4% of all applications, or 1.4% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Union Bank's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology