Logan County, Arkansas · 2025

Mortgage lenders in Logan County, AR: denial rates and top lenders (2025)

97 lenders acted on 624 mortgage applications for properties in Logan County in 2025. 20.5% were denied (Arkansas: 18.2%). Median rate on closed loans 6.63%; median loan $115,000; median property value $195,000.

624Applications
20.5%Denial ratestate 18.2%
6.63%Median ratestate 6.63%
$115,000Median loan
$195,000Median property value

Largest lenders in Logan County

#LenderGradeApplicationsOriginatedDenial rateMedian rate
1 Union Bank A 6665 1.5%
2 Rocket Mortgage C 4727 34.0%6.75%
3 21st Mortgage F 386 39.5%9.96%
4 Arvest Bank C 3318 18.2%7.56%
5 Mortgage Research Center C 2714 14.8%6.38%
6 Regions Bank C 2413 33.3%6.00%
7 First Western Mortgage B 2214 4.6%6.19%
8 Vanderbilt Mortgage and Finance F 222 36.4%10.50%
9 Firsttrust Home Loans B 1817 0.0%6.25%
10 Triad Financial Services D 161 62.5%8.00%
11 Farm Credit Services of Western Arkansas, ACA C 1510 20.0%6.30%
12 Bank OZK C 146 57.1%6.12%
13 Broker Solutions D 145 0.0%7.25%
14 Primelending, a Plainscapital A 1410 14.3%6.56%
15 Stockton Mortgage D 1210 0.0%6.75%
16 Coastal Community Bank C 120 16.7%
17 United Shore Financial Services B 106 20.0%5.94%
18 ARKANSAS Federal Credit Union F 103 50.0%7.35%
19 AmeriSave Mortgage D 91 66.7%9.25%
20 Figure Lending C 93 22.2%8.25%
21 Freedom Mortgage B 85 0.0%6.25%
22 Loandepot.Com D 82 25.0%5.99%
23 Navy Federal Credit Union D 83 37.5%6.13%
24 Newrez D 71 14.3%6.25%
25 First Western Bank A 77 0.0%

Best approval odds in Logan County

Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.

#LenderDecidedDecision denial rate
1Union Bank661.5%

What Logan County borrowers applied for

By loan purpose

Home purchase 282 45% · 20.2% denied
Refinance 90 14% · 8.9% denied
Cash-out refinance 119 19% · 27.7% denied
Home improvement 50 8% · 26.0% denied
Other / HELOC 83 13% · 20.5% denied

By loan type

Conventional 416 67% · 23.3% denied
FHA 108 17% · 17.6% denied
VA 78 13% · 12.8% denied
USDA / RHS 22 4% · 9.1% denied

Why applications were denied

Credit history 53 42%
Debt-to-income ratio 25 20%
Collateral 21 17%
Incomplete application 14 11%
Other 6 5%
Unverifiable information 3 2%
Employment history 2 2%
Insufficient cash 1 1%

Logan County by year

YearApplicationsOriginatedDenial rateMedian rateMedian loan
202350227023.7%6.88%$105,000
202458730426.4%6.88%$115,000
202562433920.5%6.63%$115,000

Frequently asked questions

20.5% of applications in Logan County were denied in 2025, against 18.2% statewide in Arkansas.

Union Bank, with 66 applications in 2025 and a denial rate of 1.5%.

The median mortgage application in Logan County in 2025 was for $115,000; the median property value on originated loans was $195,000.