Stockton Mortgage in Arkansas vs the state
11.4%Denial rate-6.80 pts vs state
15.2%Decision denial rate-7.96 pts vs state
63.3%Origination rate+6.46 pts vs state
6.63%Median rate0.00 pts vs state
0.51Rate spread (pts)+0.17 pts vs state
$75kMedian applicant income
150Loans originated
27Denied
Trend in Arkansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 86 | 59 | 2.3% | 6.75% | #156 |
| 2024 | 180 | 111 | 3.9% | 6.50% | #109 |
| 2025 | 237 | 150 | 11.4% | 6.63% | #97 |
What Stockton Mortgage lends in Arkansas
By loan purpose
By loan type
Why it denied Arkansas applicants
Where in Arkansas
Counties with the most Stockton Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Ashley County | 48 | 34 | 5 | 10.4% |
| Jackson County | 48 | 31 | 2 | 4.2% |
| Lonoke County | 14 | 13 | 0 | 0.0% |
| Logan County | 12 | 10 | 0 | 0.0% |
| Pulaski County | 11 | 8 | 2 | 18.2% |
| Saline County | 10 | 6 | 1 | 10.0% |
| Faulkner County | 9 | 5 | 2 | 22.2% |
| Franklin County | 8 | 4 | 0 | 0.0% |
| Johnson County | 6 | 5 | 0 | 0.0% |
| Pope County | 5 | 3 | 1 | 20.0% |
Other large lenders in Arkansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Arvest Bank | C | 9,748 | 14.4% | 7.00% |
| Rocket Mortgage | C | 5,854 | 20.1% | 6.63% |
| ARKANSAS Federal Credit Union | F | 4,439 | 23.6% | 7.50% |
| Vanderbilt Mortgage and Finance | F | 3,491 | 38.4% | 10.25% |
| 21st Mortgage | F | 3,250 | 46.6% | 9.69% |
| Mortgage Research Center | C | 2,767 | 18.3% | 6.25% |
| Regions Bank | C | 2,646 | 40.0% | 6.13% |
| Firsttrust Home Loans | B | 2,590 | 0.5% | 6.49% |
| United Shore Financial Services | B | 2,456 | 13.3% | 6.12% |
| Triad Financial Services | D | 2,133 | 54.2% | 8.68% |
Frequently asked questions
Arkansas: 237 applications in 2025, of which 150 were originated and 27 denied.
11.4% of all applications, or 15.2% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.
The median rate on loans Stockton Mortgage originated in Arkansas in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Stockton Mortgage's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology