Largest lenders in Ashley County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | 21st Mortgage | F | 69 | 11 | 46.4% | 8.76% |
| 2 | Triad Financial Services | D | 52 | 5 | 48.1% | 8.25% |
| 3 | Stockton Mortgage | D | 48 | 34 | 10.4% | 6.81% |
| 4 | Commercial Capital Bank | B | 46 | 46 | 0.0% | — |
| 5 | Century Next Bank | A | 32 | 23 | 18.8% | — |
| 6 | Fairway Independent Mortgage | B | 30 | 24 | 6.7% | 6.75% |
| 7 | Southern Bancorp Bank | C | 27 | 19 | 7.4% | 7.50% |
| 8 | Rocket Mortgage | C | 19 | 17 | 5.3% | 6.99% |
| 9 | Vanderbilt Mortgage and Finance | F | 18 | 2 | 55.6% | 9.02% |
| 10 | New Day Financial | F | 11 | 3 | 18.2% | 6.75% |
| 11 | Simmons Bank | C | 10 | 5 | 40.0% | 6.50% |
| 12 | Broker Solutions | D | 9 | 0 | 11.1% | — |
| 13 | Mortgage Research Center | C | 7 | 2 | 42.9% | 7.25% |
| 14 | Pennymac Loan Services | C | 6 | 2 | 0.0% | 10.49% |
| 15 | AmeriSave Mortgage | D | 6 | 0 | 83.3% | — |
| 16 | Spring Eq | D | 6 | 1 | 33.3% | 8.30% |
| 17 | Freedom Mortgage | B | 5 | 1 | 40.0% | 6.38% |
| 18 | Newrez | D | 5 | 0 | 60.0% | — |
| 19 | Navy Federal Credit Union | D | 5 | 2 | 20.0% | 7.06% |
| 20 | Southwest Stage Funding | F | 5 | 1 | 0.0% | 9.40% |
Best approval odds in Ashley County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Triad Financial Services | 52 | 48.1% |
What Ashley County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Ashley County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 511 | 193 | 37.2% | 7.25% | $95,000 |
| 2024 | 455 | 176 | 33.6% | 7.00% | $95,000 |
| 2025 | 500 | 240 | 25.8% | 7.13% | $105,000 |
Frequently asked questions
25.8% of applications in Ashley County were denied in 2025, against 18.2% statewide in Arkansas.
21st Mortgage, with 69 applications in 2025 and a denial rate of 46.4%.
The median mortgage application in Ashley County in 2025 was for $105,000; the median property value on originated loans was $165,000.