First Western Mortgage in Arkansas vs the state
5.0%Denial rate-13.17 pts vs state
6.4%Decision denial rate-16.78 pts vs state
67.8%Origination rate+10.95 pts vs state
6.38%Median rate-0.25 pts vs state
0.01Rate spread (pts)-0.33 pts vs state
$126kMedian applicant income
162Loans originated
12Denied
Trend in Arkansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 163 | 121 | 3.7% | 6.50% | #108 |
| 2024 | 226 | 155 | 8.4% | 6.38% | #91 |
| 2025 | 239 | 162 | 5.0% | 6.38% | #96 |
What First Western Mortgage lends in Arkansas
By loan purpose
By loan type
Why it denied Arkansas applicants
Where in Arkansas
Counties with the most First Western Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Benton County | 103 | 73 | 4 | 3.9% |
| Sebastian County | 51 | 35 | 4 | 7.8% |
| Washington County | 28 | 19 | 1 | 3.6% |
| Logan County | 22 | 14 | 1 | 4.5% |
| Crawford County | 21 | 12 | 0 | 0.0% |
| Franklin County | 4 | 4 | 0 | 0.0% |
| Scott County | 3 | 1 | 1 | 33.3% |
| Sevier County | 2 | 1 | 0 | 0.0% |
| Faulkner County | 2 | 1 | 0 | 0.0% |
| Carroll County | 1 | 1 | 0 | 0.0% |
Other large lenders in Arkansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Arvest Bank | C | 9,748 | 14.4% | 7.00% |
| Rocket Mortgage | C | 5,854 | 20.1% | 6.63% |
| ARKANSAS Federal Credit Union | F | 4,439 | 23.6% | 7.50% |
| Vanderbilt Mortgage and Finance | F | 3,491 | 38.4% | 10.25% |
| 21st Mortgage | F | 3,250 | 46.6% | 9.69% |
| Mortgage Research Center | C | 2,767 | 18.3% | 6.25% |
| Regions Bank | C | 2,646 | 40.0% | 6.13% |
| Firsttrust Home Loans | B | 2,590 | 0.5% | 6.49% |
| United Shore Financial Services | B | 2,456 | 13.3% | 6.12% |
| Triad Financial Services | D | 2,133 | 54.2% | 8.68% |
Frequently asked questions
Arkansas: 239 applications in 2025, of which 162 were originated and 12 denied.
5.0% of all applications, or 6.4% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.
The median rate on loans First Western Mortgage originated in Arkansas in 2025 was 6.38%, against a statewide median of 6.63%.
About this data. Figures are First Western Mortgage's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology