Primelending, a Plainscapital in Arkansas vs the state
1.5%Denial rate-16.73 pts vs state
1.9%Decision denial rate-21.28 pts vs state
70.9%Origination rate+14.04 pts vs state
6.50%Median rate-0.13 pts vs state
0.15Rate spread (pts)-0.19 pts vs state
$160kMedian applicant income
146Loans originated
3Denied
Trend in Arkansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 114 | 71 | 11.4% | 6.99% | #129 |
| 2024 | 207 | 143 | 4.4% | 6.75% | #98 |
| 2025 | 206 | 146 | 1.5% | 6.50% | #111 |
What Primelending, a Plainscapital lends in Arkansas
By loan purpose
By loan type
Why it denied Arkansas applicants
Where in Arkansas
Counties with the most Primelending, a Plainscapital applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Benton County | 133 | 91 | 1 | 0.8% |
| Sebastian County | 21 | 18 | 0 | 0.0% |
| Logan County | 14 | 10 | 2 | 14.3% |
| Washington County | 11 | 10 | 0 | 0.0% |
| Pulaski County | 5 | 3 | 0 | 0.0% |
| Pope County | 3 | 2 | 0 | 0.0% |
| Craighead County | 3 | 2 | 0 | 0.0% |
| Garland County | 2 | 2 | 0 | 0.0% |
| Faulkner County | 2 | 1 | 0 | 0.0% |
| Scott County | 2 | 0 | 0 | 0.0% |
Other large lenders in Arkansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Arvest Bank | C | 9,748 | 14.4% | 7.00% |
| Rocket Mortgage | C | 5,854 | 20.1% | 6.63% |
| ARKANSAS Federal Credit Union | F | 4,439 | 23.6% | 7.50% |
| Vanderbilt Mortgage and Finance | F | 3,491 | 38.4% | 10.25% |
| 21st Mortgage | F | 3,250 | 46.6% | 9.69% |
| Mortgage Research Center | C | 2,767 | 18.3% | 6.25% |
| Regions Bank | C | 2,646 | 40.0% | 6.13% |
| Firsttrust Home Loans | B | 2,590 | 0.5% | 6.49% |
| United Shore Financial Services | B | 2,456 | 13.3% | 6.12% |
| Triad Financial Services | D | 2,133 | 54.2% | 8.68% |
Frequently asked questions
Arkansas: 206 applications in 2025, of which 146 were originated and 3 denied.
1.5% of all applications, or 1.9% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.
The median rate on loans Primelending, a Plainscapital originated in Arkansas in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are Primelending, a Plainscapital's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology