Mortgage Solutions of Colorado · Arkansas · 2025

Mortgage Solutions of Colorado in Arkansas: approval rate, denial rate and rates (2025)

Mortgage Solutions of Colorado took 181 mortgage applications in Arkansas in 2025, ranking #122 of 802 lenders active in the state. It originated 61.9% of them and denied 4.4% (5.6% of the applications it decided), against a statewide denial rate of 18.2%.

181Applicationsin AR
5.6%Decision denial ratestate 23.1%
7.75%Median ratestate 6.63%
$225,000Median loanstate $165,000
$28MVolume43 counties

Mortgage Solutions of Colorado in Arkansas vs the state

4.4%Denial rate-13.77 pts vs state
5.6%Decision denial rate-17.54 pts vs state
61.9%Origination rate+5.05 pts vs state
7.75%Median rate+1.13 pts vs state
0.99Rate spread (pts)+0.65 pts vs state
$77kMedian applicant income
112Loans originated
8Denied

Trend in Arkansas

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023133786.8%7.75%#118
2024153983.9%7.25%#118
20251811124.4%7.75%#122

What Mortgage Solutions of Colorado lends in Arkansas

By loan purpose

Home purchase 135 75% · 5.2% denied
Refinance 32 18% · 0.0% denied
Cash-out refinance 14 8% · 7.1% denied

By loan type

Conventional 7 4% · 14.3% denied
FHA 30 17% · 3.3% denied
VA 141 78% · 4.3% denied
USDA / RHS 3 2% · 0.0% denied

Why it denied Arkansas applicants

Debt-to-income ratio 5 63%
Credit history 2 25%
Employment history 1 13%

Where in Arkansas

Counties with the most Mortgage Solutions of Colorado applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Pulaski County 40260 0.0%
Craighead County 1652 12.5%
Saline County 1352 15.4%
Washington County 1290 0.0%
Benton County 960 0.0%
Sebastian County 760 0.0%
Lonoke County 742 28.6%
Jefferson County 650 0.0%
White County 520 0.0%
Garland County 530 0.0%

Other large lenders in Arkansas

LenderGradeApplicationsDenial rateMedian rate
Arvest BankC 9,74814.4%7.00%
Rocket MortgageC 5,85420.1%6.63%
ARKANSAS Federal Credit UnionF 4,43923.6%7.50%
Vanderbilt Mortgage and FinanceF 3,49138.4%10.25%
21st MortgageF 3,25046.6%9.69%
Mortgage Research CenterC 2,76718.3%6.25%
Regions BankC 2,64640.0%6.13%
Firsttrust Home LoansB 2,5900.5%6.49%
United Shore Financial ServicesB 2,45613.3%6.12%
Triad Financial ServicesD 2,13354.2%8.68%

Frequently asked questions

Arkansas: 181 applications in 2025, of which 112 were originated and 8 denied.

4.4% of all applications, or 5.6% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.

The median rate on loans Mortgage Solutions of Colorado originated in Arkansas in 2025 was 7.75%, against a statewide median of 6.63%.

About this data. Figures are Mortgage Solutions of Colorado's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology