First Security Bank in Arkansas vs the state
5.9%Denial rate-12.28 pts vs state
6.5%Decision denial rate-16.66 pts vs state
83.3%Origination rate+26.46 pts vs state
7.50%Median rate+0.88 pts vs state
0.68Rate spread (pts)+0.34 pts vs state
$99kMedian applicant income
1,535Loans originated
109Denied
Trend in Arkansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,580 | 1,286 | 8.5% | 8.29% | #13 |
| 2024 | 1,638 | 1,322 | 8.7% | 8.47% | #13 |
| 2025 | 1,843 | 1,535 | 5.9% | 7.50% | #16 |
What First Security Bank lends in Arkansas
By loan purpose
By loan type
Why it denied Arkansas applicants
Where in Arkansas
Counties with the most First Security Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Faulkner County | 385 | 341 | 13 | 3.4% |
| Pulaski County | 213 | 176 | 12 | 5.6% |
| White County | 210 | 183 | 9 | 4.3% |
| Washington County | 164 | 135 | 8 | 4.9% |
| Saline County | 140 | 118 | 12 | 8.6% |
| Benton County | 111 | 86 | 10 | 9.0% |
| Baxter County | 87 | 66 | 9 | 10.3% |
| Garland County | 82 | 65 | 3 | 3.7% |
| Johnson County | 74 | 57 | 8 | 10.8% |
| Pope County | 59 | 47 | 0 | 0.0% |
Other large lenders in Arkansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Arvest Bank | C | 9,748 | 14.4% | 7.00% |
| Rocket Mortgage | C | 5,854 | 20.1% | 6.63% |
| ARKANSAS Federal Credit Union | F | 4,439 | 23.6% | 7.50% |
| Vanderbilt Mortgage and Finance | F | 3,491 | 38.4% | 10.25% |
| 21st Mortgage | F | 3,250 | 46.6% | 9.69% |
| Mortgage Research Center | C | 2,767 | 18.3% | 6.25% |
| Regions Bank | C | 2,646 | 40.0% | 6.13% |
| Firsttrust Home Loans | B | 2,590 | 0.5% | 6.49% |
| United Shore Financial Services | B | 2,456 | 13.3% | 6.12% |
| Triad Financial Services | D | 2,133 | 54.2% | 8.68% |
Frequently asked questions
Arkansas: 1,843 applications in 2025, of which 1,535 were originated and 109 denied.
5.9% of all applications, or 6.5% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.
The median rate on loans First Security Bank originated in Arkansas in 2025 was 7.50%, against a statewide median of 6.63%.
About this data. Figures are First Security Bank's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology