Van Buren County, Arkansas · 2025

Mortgage lenders in Van Buren County, AR: denial rates and top lenders (2025)

134 lenders acted on 839 mortgage applications for properties in Van Buren County in 2025. 25.9% were denied (Arkansas: 18.2%). Median rate on closed loans 6.75%; median loan $125,000; median property value $225,000.

839Applications
25.9%Denial ratestate 18.2%
6.75%Median ratestate 6.63%
$125,000Median loan
$225,000Median property value

Largest lenders in Van Buren County

#LenderGradeApplicationsOriginatedDenial rateMedian rate
1 Vanderbilt Mortgage and Finance F 5114 31.4%9.63%
2 Rocket Mortgage C 4427 27.3%6.63%
3 CMG Mortgage A 3926 2.6%6.38%
4 Eagle Bank and Trust A 3726 8.1%6.85%
5 ARKANSAS Federal Credit Union F 3617 19.4%6.75%
6 Regions Bank C 3518 40.0%4.99%
7 Bank OZK C 3517 37.1%6.50%
8 First Service Bank C 3013 30.0%
9 Triad Financial Services D 282 78.6%9.74%
10 21st Mortgage F 254 60.0%9.27%
11 Simmons Bank C 2410 25.0%5.18%
12 Mortgage Research Center C 248 20.8%6.19%
13 First Security Bank C 2016 5.0%7.47%
14 Arvest Bank C 1910 26.3%7.06%
15 United Shore Financial Services B 179 17.7%5.63%
16 Loandepot.Com D 167 43.8%6.75%
17 Centennial Bank D 157 26.7%7.13%
18 Pennymac Loan Services C 1210 0.0%6.13%
19 AmeriSave Mortgage D 123 50.0%8.13%
20 Barksdale C 128 0.0%6.50%
21 Newrez D 112 27.3%7.69%
22 First Community Bank C 104 10.0%7.20%
23 Broker Solutions D 102 20.0%7.12%
24 New Day Financial F 92 22.2%6.37%
25 Magnolia Bank C 97 11.1%6.63%

What Van Buren County borrowers applied for

By loan purpose

Home purchase 414 49% · 24.2% denied
Refinance 115 14% · 15.7% denied
Cash-out refinance 143 17% · 28.0% denied
Home improvement 70 8% · 34.3% denied
Other / HELOC 97 12% · 36.1% denied

By loan type

Conventional 619 74% · 28.8% denied
FHA 119 14% · 21.0% denied
VA 81 10% · 17.3% denied
USDA / RHS 20 2% · 0.0% denied

Why applications were denied

Credit history 62 30%
Debt-to-income ratio 41 20%
Collateral 35 17%
Other 27 13%
Incomplete application 19 9%
Unverifiable information 17 8%
Insufficient cash 6 3%
Employment history 1 0%

Van Buren County by year

YearApplicationsOriginatedDenial rateMedian rateMedian loan
202369634325.7%7.25%$105,000
202476636526.5%7.00%$115,000
202583938925.9%6.75%$125,000

Frequently asked questions

25.9% of applications in Van Buren County were denied in 2025, against 18.2% statewide in Arkansas.

Vanderbilt Mortgage and Finance, with 51 applications in 2025 and a denial rate of 31.4%.

The median mortgage application in Van Buren County in 2025 was for $125,000; the median property value on originated loans was $225,000.