Barksdale in Arkansas vs the state
28.4%Denial rate+10.21 pts vs state
34.3%Decision denial rate+11.20 pts vs state
54.3%Origination rate-2.51 pts vs state
6.75%Median rate+0.13 pts vs state
0.14Rate spread (pts)-0.20 pts vs state
$82kMedian applicant income
44Loans originated
23Denied
Trend in Arkansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 73 | 41 | 30.1% | 7.25% | #169 |
| 2024 | 76 | 38 | 23.7% | 7.50% | #165 |
| 2025 | 81 | 44 | 28.4% | 6.75% | #168 |
What Barksdale lends in Arkansas
By loan purpose
By loan type
Why it denied Arkansas applicants
Where in Arkansas
Counties with the most Barksdale applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Faulkner County | 27 | 15 | 10 | 37.0% |
| Searcy County | 13 | 7 | 4 | 30.8% |
| Van Buren County | 12 | 8 | 0 | 0.0% |
| Lafayette County | 3 | 2 | 0 | 0.0% |
| Conway County | 3 | 2 | 1 | 33.3% |
| White County | 2 | 1 | 1 | 50.0% |
| Stone County | 2 | 2 | 0 | 0.0% |
| Drew County | 2 | 0 | 2 | 100.0% |
| Garland County | 2 | 0 | 2 | 100.0% |
| Cleburne County | 2 | 1 | 0 | 0.0% |
Other large lenders in Arkansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Arvest Bank | C | 9,748 | 14.4% | 7.00% |
| Rocket Mortgage | C | 5,854 | 20.1% | 6.63% |
| ARKANSAS Federal Credit Union | F | 4,439 | 23.6% | 7.50% |
| Vanderbilt Mortgage and Finance | F | 3,491 | 38.4% | 10.25% |
| 21st Mortgage | F | 3,250 | 46.6% | 9.69% |
| Mortgage Research Center | C | 2,767 | 18.3% | 6.25% |
| Regions Bank | C | 2,646 | 40.0% | 6.13% |
| Firsttrust Home Loans | B | 2,590 | 0.5% | 6.49% |
| United Shore Financial Services | B | 2,456 | 13.3% | 6.12% |
| Triad Financial Services | D | 2,133 | 54.2% | 8.68% |
Frequently asked questions
Arkansas: 81 applications in 2025, of which 44 were originated and 23 denied.
28.4% of all applications, or 34.3% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.
The median rate on loans Barksdale originated in Arkansas in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are Barksdale's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology