Guild Mortgage in Arkansas vs the state
8.0%Denial rate-10.15 pts vs state
9.2%Decision denial rate-13.97 pts vs state
73.9%Origination rate+17.04 pts vs state
6.63%Median rate0.00 pts vs state
0.38Rate spread (pts)+0.04 pts vs state
$92kMedian applicant income
441Loans originated
48Denied
Trend in Arkansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 202 | 135 | 2.5% | 7.00% | #100 |
| 2024 | 555 | 377 | 4.3% | 6.63% | #44 |
| 2025 | 597 | 441 | 8.0% | 6.63% | #42 |
What Guild Mortgage lends in Arkansas
By loan purpose
By loan type
Why it denied Arkansas applicants
Where in Arkansas
Counties with the most Guild Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Benton County | 126 | 102 | 2 | 1.6% |
| Pulaski County | 115 | 93 | 9 | 7.8% |
| Boone County | 65 | 52 | 1 | 1.5% |
| Washington County | 47 | 32 | 5 | 10.6% |
| Saline County | 45 | 32 | 6 | 13.3% |
| Miller County | 31 | 22 | 0 | 0.0% |
| Sebastian County | 20 | 13 | 0 | 0.0% |
| Faulkner County | 16 | 15 | 0 | 0.0% |
| Pope County | 8 | 4 | 2 | 25.0% |
| Searcy County | 8 | 6 | 1 | 12.5% |
Other large lenders in Arkansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Arvest Bank | C | 9,748 | 14.4% | 7.00% |
| Rocket Mortgage | C | 5,854 | 20.1% | 6.63% |
| ARKANSAS Federal Credit Union | F | 4,439 | 23.6% | 7.50% |
| Vanderbilt Mortgage and Finance | F | 3,491 | 38.4% | 10.25% |
| 21st Mortgage | F | 3,250 | 46.6% | 9.69% |
| Mortgage Research Center | C | 2,767 | 18.3% | 6.25% |
| Regions Bank | C | 2,646 | 40.0% | 6.13% |
| Firsttrust Home Loans | B | 2,590 | 0.5% | 6.49% |
| United Shore Financial Services | B | 2,456 | 13.3% | 6.12% |
| Triad Financial Services | D | 2,133 | 54.2% | 8.68% |
Frequently asked questions
Arkansas: 597 applications in 2025, of which 441 were originated and 48 denied.
8.0% of all applications, or 9.2% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.
The median rate on loans Guild Mortgage originated in Arkansas in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Guild Mortgage's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology