Nationstar Mortgage · Arkansas · 2025

Nationstar Mortgage in Arkansas: approval rate, denial rate and rates (2025)

Nationstar Mortgage took 744 mortgage applications in Arkansas in 2025, ranking #37 of 802 lenders active in the state. It originated 66.1% of them and denied 13.8% (16.8% of the applications it decided), against a statewide denial rate of 18.2%.

744Applicationsin AR
16.8%Decision denial ratestate 23.1%
7.69%Median ratestate 6.63%
$115,000Median loanstate $165,000
$79MVolume68 counties

Nationstar Mortgage in Arkansas vs the state

13.8%Denial rate-4.35 pts vs state
16.8%Decision denial rate-6.30 pts vs state
66.1%Origination rate+9.30 pts vs state
7.69%Median rate+1.06 pts vs state
1.53Rate spread (pts)+1.19 pts vs state
$93kMedian applicant income
492Loans originated
103Denied

Trend in Arkansas

YearApplicationsOriginatedDenial rateMedian rateRank in state
202344127816.6%6.49%#53
202459539713.1%7.13%#42
202574449213.8%7.69%#37

What Nationstar Mortgage lends in Arkansas

By loan purpose

Home purchase 104 14% · 6.7% denied
Refinance 112 15% · 10.7% denied
Cash-out refinance 209 28% · 20.1% denied
Home improvement 55 7% · 12.7% denied
Other / HELOC 264 35% · 13.3% denied

By loan type

Conventional 551 74% · 13.1% denied
FHA 129 17% · 21.7% denied
VA 64 9% · 4.7% denied

Why it denied Arkansas applicants

Collateral 37 36%
Debt-to-income ratio 18 17%
Credit history 13 13%
Other 13 13%
Incomplete application 11 11%
Unverifiable information 8 8%
Insufficient cash 3 3%

Where in Arkansas

Counties with the most Nationstar Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Benton County 1268916 12.7%
Pulaski County 946414 14.9%
Washington County 55343 5.5%
Saline County 39286 15.4%
Faulkner County 34261 2.9%
Craighead County 30186 20.0%
Sebastian County 30206 20.0%
Garland County 29166 20.7%
Lonoke County 26183 11.5%
White County 19140 0.0%

Other large lenders in Arkansas

LenderGradeApplicationsDenial rateMedian rate
Arvest BankC 9,74814.4%7.00%
Rocket MortgageC 5,85420.1%6.63%
ARKANSAS Federal Credit UnionF 4,43923.6%7.50%
Vanderbilt Mortgage and FinanceF 3,49138.4%10.25%
21st MortgageF 3,25046.6%9.69%
Mortgage Research CenterC 2,76718.3%6.25%
Regions BankC 2,64640.0%6.13%
Firsttrust Home LoansB 2,5900.5%6.49%
United Shore Financial ServicesB 2,45613.3%6.12%
Triad Financial ServicesD 2,13354.2%8.68%

Frequently asked questions

Arkansas: 744 applications in 2025, of which 492 were originated and 103 denied.

13.8% of all applications, or 16.8% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.

The median rate on loans Nationstar Mortgage originated in Arkansas in 2025 was 7.69%, against a statewide median of 6.63%.

About this data. Figures are Nationstar Mortgage's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology