Community Mortgage in Arkansas vs the state
2.2%Denial rate-15.98 pts vs state
2.6%Decision denial rate-20.53 pts vs state
82.7%Origination rate+25.82 pts vs state
6.25%Median rate-0.38 pts vs state
0.06Rate spread (pts)-0.28 pts vs state
$93kMedian applicant income
262Loans originated
7Denied
Trend in Arkansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 287 | 225 | 3.8% | 6.50% | #69 |
| 2024 | 308 | 259 | 2.6% | 6.49% | #74 |
| 2025 | 317 | 262 | 2.2% | 6.25% | #78 |
What Community Mortgage lends in Arkansas
By loan purpose
By loan type
Why it denied Arkansas applicants
Where in Arkansas
Counties with the most Community Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Pulaski County | 99 | 76 | 3 | 3.0% |
| Saline County | 42 | 36 | 0 | 0.0% |
| Garland County | 38 | 31 | 2 | 5.3% |
| Benton County | 36 | 32 | 0 | 0.0% |
| Lonoke County | 28 | 25 | 0 | 0.0% |
| Crittenden County | 23 | 22 | 0 | 0.0% |
| Hot Spring County | 10 | 8 | 1 | 10.0% |
| Washington County | 10 | 8 | 1 | 10.0% |
| Craighead County | 6 | 4 | 0 | 0.0% |
| Faulkner County | 5 | 4 | 0 | 0.0% |
Other large lenders in Arkansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Arvest Bank | C | 9,748 | 14.4% | 7.00% |
| Rocket Mortgage | C | 5,854 | 20.1% | 6.63% |
| ARKANSAS Federal Credit Union | F | 4,439 | 23.6% | 7.50% |
| Vanderbilt Mortgage and Finance | F | 3,491 | 38.4% | 10.25% |
| 21st Mortgage | F | 3,250 | 46.6% | 9.69% |
| Mortgage Research Center | C | 2,767 | 18.3% | 6.25% |
| Regions Bank | C | 2,646 | 40.0% | 6.13% |
| Firsttrust Home Loans | B | 2,590 | 0.5% | 6.49% |
| United Shore Financial Services | B | 2,456 | 13.3% | 6.12% |
| Triad Financial Services | D | 2,133 | 54.2% | 8.68% |
Frequently asked questions
Arkansas: 317 applications in 2025, of which 262 were originated and 7 denied.
2.2% of all applications, or 2.6% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.
The median rate on loans Community Mortgage originated in Arkansas in 2025 was 6.25%, against a statewide median of 6.63%.
About this data. Figures are Community Mortgage's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology