Truist Bank in Arkansas vs the state
23.1%Denial rate+4.94 pts vs state
25.8%Decision denial rate+2.63 pts vs state
64.0%Origination rate+7.12 pts vs state
6.49%Median rate-0.13 pts vs state
-0.04Rate spread (pts)-0.38 pts vs state
$130kMedian applicant income
94Loans originated
34Denied
Trend in Arkansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 128 | 63 | 32.0% | 6.63% | #122 |
| 2024 | 134 | 65 | 31.3% | 6.63% | #132 |
| 2025 | 147 | 94 | 23.1% | 6.49% | #129 |
What Truist Bank lends in Arkansas
By loan purpose
By loan type
Why it denied Arkansas applicants
Where in Arkansas
Counties with the most Truist Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Benton County | 47 | 36 | 6 | 12.8% |
| Washington County | 28 | 22 | 1 | 3.6% |
| Crittenden County | 24 | 10 | 12 | 50.0% |
| Pulaski County | 11 | 5 | 4 | 36.4% |
| Saline County | 8 | 5 | 3 | 37.5% |
| White County | 4 | 2 | 1 | 25.0% |
| Faulkner County | 3 | 1 | 1 | 33.3% |
| Sebastian County | 3 | 1 | 1 | 33.3% |
| Carroll County | 2 | 2 | 0 | 0.0% |
| Cleburne County | 2 | 1 | 0 | 0.0% |
Other large lenders in Arkansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Arvest Bank | C | 9,748 | 14.4% | 7.00% |
| Rocket Mortgage | C | 5,854 | 20.1% | 6.63% |
| ARKANSAS Federal Credit Union | F | 4,439 | 23.6% | 7.50% |
| Vanderbilt Mortgage and Finance | F | 3,491 | 38.4% | 10.25% |
| 21st Mortgage | F | 3,250 | 46.6% | 9.69% |
| Mortgage Research Center | C | 2,767 | 18.3% | 6.25% |
| Regions Bank | C | 2,646 | 40.0% | 6.13% |
| Firsttrust Home Loans | B | 2,590 | 0.5% | 6.49% |
| United Shore Financial Services | B | 2,456 | 13.3% | 6.12% |
| Triad Financial Services | D | 2,133 | 54.2% | 8.68% |
Frequently asked questions
Arkansas: 147 applications in 2025, of which 94 were originated and 34 denied.
23.1% of all applications, or 25.8% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.
The median rate on loans Truist Bank originated in Arkansas in 2025 was 6.49%, against a statewide median of 6.63%.
About this data. Figures are Truist Bank's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology