TIB in Arkansas vs the state
11.8%Denial rate-6.43 pts vs state
12.5%Decision denial rate-10.63 pts vs state
82.4%Origination rate+25.52 pts vs state
6.25%Median rate-0.38 pts vs state
0.10Rate spread (pts)-0.24 pts vs state
$102kMedian applicant income
28Loans originated
4Denied
Trend in Arkansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 11 | 7 | 27.3% | 6.25% | #320 |
| 2024 | 17 | 12 | 29.4% | 6.69% | #277 |
| 2025 | 34 | 28 | 11.8% | 6.25% | #233 |
What TIB lends in Arkansas
By loan purpose
By loan type
Why it denied Arkansas applicants
Where in Arkansas
Counties with the most TIB applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Drew County | 15 | 13 | 1 | 6.7% |
| Bradley County | 4 | 4 | 0 | 0.0% |
| Lincoln County | 2 | 1 | 0 | 0.0% |
| Saline County | 1 | 1 | 0 | 0.0% |
| Hot Spring County | 1 | 1 | 0 | 0.0% |
| Union County | 1 | 0 | 1 | 100.0% |
| Searcy County | 1 | 1 | 0 | 0.0% |
| Arkansas County | 1 | 0 | 1 | 100.0% |
| Little River County | 1 | 1 | 0 | 0.0% |
| Faulkner County | 1 | 1 | 0 | 0.0% |
Other large lenders in Arkansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Arvest Bank | C | 9,748 | 14.4% | 7.00% |
| Rocket Mortgage | C | 5,854 | 20.1% | 6.63% |
| ARKANSAS Federal Credit Union | F | 4,439 | 23.6% | 7.50% |
| Vanderbilt Mortgage and Finance | F | 3,491 | 38.4% | 10.25% |
| 21st Mortgage | F | 3,250 | 46.6% | 9.69% |
| Mortgage Research Center | C | 2,767 | 18.3% | 6.25% |
| Regions Bank | C | 2,646 | 40.0% | 6.13% |
| Firsttrust Home Loans | B | 2,590 | 0.5% | 6.49% |
| United Shore Financial Services | B | 2,456 | 13.3% | 6.12% |
| Triad Financial Services | D | 2,133 | 54.2% | 8.68% |
Frequently asked questions
Arkansas: 34 applications in 2025, of which 28 were originated and 4 denied.
11.8% of all applications, or 12.5% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.
The median rate on loans TIB originated in Arkansas in 2025 was 6.25%, against a statewide median of 6.63%.
About this data. Figures are TIB's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology