Generations Bank in Arkansas vs the state
9.0%Denial rate-9.17 pts vs state
9.4%Decision denial rate-13.75 pts vs state
77.2%Origination rate+20.36 pts vs state
6.63%Median rate0.00 pts vs state
-0.05Rate spread (pts)-0.39 pts vs state
$122kMedian applicant income
308Loans originated
36Denied
Trend in Arkansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 280 | 223 | 6.1% | 7.38% | #72 |
| 2024 | 321 | 257 | 9.4% | 6.75% | #72 |
| 2025 | 399 | 308 | 9.0% | 6.63% | #66 |
What Generations Bank lends in Arkansas
By loan purpose
By loan type
Why it denied Arkansas applicants
Where in Arkansas
Counties with the most Generations Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Benton County | 192 | 152 | 13 | 6.8% |
| Washington County | 114 | 89 | 7 | 6.1% |
| Ouachita County | 24 | 16 | 6 | 25.0% |
| Crawford County | 24 | 18 | 2 | 8.3% |
| Sebastian County | 13 | 11 | 2 | 15.4% |
| Calhoun County | 8 | 4 | 3 | 37.5% |
| Franklin County | 4 | 4 | 0 | 0.0% |
| Boone County | 3 | 3 | 0 | 0.0% |
| Carroll County | 2 | 1 | 1 | 50.0% |
| Madison County | 2 | 2 | 0 | 0.0% |
Other large lenders in Arkansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Arvest Bank | C | 9,748 | 14.4% | 7.00% |
| Rocket Mortgage | C | 5,854 | 20.1% | 6.63% |
| ARKANSAS Federal Credit Union | F | 4,439 | 23.6% | 7.50% |
| Vanderbilt Mortgage and Finance | F | 3,491 | 38.4% | 10.25% |
| 21st Mortgage | F | 3,250 | 46.6% | 9.69% |
| Mortgage Research Center | C | 2,767 | 18.3% | 6.25% |
| Regions Bank | C | 2,646 | 40.0% | 6.13% |
| Firsttrust Home Loans | B | 2,590 | 0.5% | 6.49% |
| United Shore Financial Services | B | 2,456 | 13.3% | 6.12% |
| Triad Financial Services | D | 2,133 | 54.2% | 8.68% |
Frequently asked questions
Arkansas: 399 applications in 2025, of which 308 were originated and 36 denied.
9.0% of all applications, or 9.4% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.
The median rate on loans Generations Bank originated in Arkansas in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Generations Bank's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology