Firstar Bank in Arkansas vs the state
4.3%Denial rate-13.87 pts vs state
5.0%Decision denial rate-18.15 pts vs state
82.4%Origination rate+25.56 pts vs state
6.50%Median rate-0.13 pts vs state
-0.05Rate spread (pts)-0.39 pts vs state
$96kMedian applicant income
248Loans originated
13Denied
Trend in Arkansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 526 | 425 | 1.1% | 6.63% | #46 |
| 2024 | 527 | 455 | 0.0% | 6.49% | #46 |
| 2025 | 301 | 248 | 4.3% | 6.50% | #79 |
What Firstar Bank lends in Arkansas
By loan purpose
By loan type
Why it denied Arkansas applicants
Where in Arkansas
Counties with the most Firstar Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Sebastian County | 169 | 137 | 7 | 4.1% |
| Crawford County | 85 | 73 | 4 | 4.7% |
| Franklin County | 15 | 13 | 0 | 0.0% |
| Washington County | 9 | 7 | 1 | 11.1% |
| Benton County | 7 | 6 | 0 | 0.0% |
| Logan County | 5 | 3 | 0 | 0.0% |
| Johnson County | 3 | 1 | 1 | 33.3% |
| Scott County | 2 | 2 | 0 | 0.0% |
| Montgomery County | 1 | 1 | 0 | 0.0% |
| Ouachita County | 1 | 1 | 0 | 0.0% |
Other large lenders in Arkansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Arvest Bank | C | 9,748 | 14.4% | 7.00% |
| Rocket Mortgage | C | 5,854 | 20.1% | 6.63% |
| ARKANSAS Federal Credit Union | F | 4,439 | 23.6% | 7.50% |
| Vanderbilt Mortgage and Finance | F | 3,491 | 38.4% | 10.25% |
| 21st Mortgage | F | 3,250 | 46.6% | 9.69% |
| Mortgage Research Center | C | 2,767 | 18.3% | 6.25% |
| Regions Bank | C | 2,646 | 40.0% | 6.13% |
| Firsttrust Home Loans | B | 2,590 | 0.5% | 6.49% |
| United Shore Financial Services | B | 2,456 | 13.3% | 6.12% |
| Triad Financial Services | D | 2,133 | 54.2% | 8.68% |
Frequently asked questions
Arkansas: 301 applications in 2025, of which 248 were originated and 13 denied.
4.3% of all applications, or 5.0% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.
The median rate on loans Firstar Bank originated in Arkansas in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are Firstar Bank's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology