Legacy National Bank in Arkansas vs the state
1.4%Denial rate-16.78 pts vs state
1.6%Decision denial rate-21.56 pts vs state
87.3%Origination rate+30.49 pts vs state
—Median rate
—Rate spread (pts)
$162kMedian applicant income
186Loans originated
3Denied
Trend in Arkansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 160 | 113 | 2.5% | — | #111 |
| 2024 | 146 | 112 | 2.7% | — | #122 |
| 2025 | 213 | 186 | 1.4% | — | #109 |
What Legacy National Bank lends in Arkansas
By loan purpose
By loan type
Why it denied Arkansas applicants
Where in Arkansas
Counties with the most Legacy National Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Benton County | 128 | 112 | 2 | 1.6% |
| Washington County | 77 | 69 | 1 | 1.3% |
| Sebastian County | 2 | 1 | 0 | 0.0% |
| Madison County | 2 | 1 | 0 | 0.0% |
| Crawford County | 1 | 1 | 0 | 0.0% |
| Polk County | 1 | 1 | 0 | 0.0% |
| Faulkner County | 1 | 1 | 0 | 0.0% |
| Newton County | 1 | 0 | 0 | 0.0% |
Other large lenders in Arkansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Arvest Bank | C | 9,748 | 14.4% | 7.00% |
| Rocket Mortgage | C | 5,854 | 20.1% | 6.63% |
| ARKANSAS Federal Credit Union | F | 4,439 | 23.6% | 7.50% |
| Vanderbilt Mortgage and Finance | F | 3,491 | 38.4% | 10.25% |
| 21st Mortgage | F | 3,250 | 46.6% | 9.69% |
| Mortgage Research Center | C | 2,767 | 18.3% | 6.25% |
| Regions Bank | C | 2,646 | 40.0% | 6.13% |
| Firsttrust Home Loans | B | 2,590 | 0.5% | 6.49% |
| United Shore Financial Services | B | 2,456 | 13.3% | 6.12% |
| Triad Financial Services | D | 2,133 | 54.2% | 8.68% |
Frequently asked questions
Arkansas: 213 applications in 2025, of which 186 were originated and 3 denied.
1.4% of all applications, or 1.6% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Legacy National Bank's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology