Bank of Little Rock Mortgage in Arkansas vs the state
4.7%Denial rate-13.54 pts vs state
6.0%Decision denial rate-17.09 pts vs state
72.3%Origination rate+15.49 pts vs state
6.62%Median rate0.00 pts vs state
0.15Rate spread (pts)-0.19 pts vs state
$116kMedian applicant income
358Loans originated
23Denied
Trend in Arkansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 563 | 415 | 4.8% | 6.62% | #39 |
| 2024 | 510 | 363 | 4.7% | 6.63% | #48 |
| 2025 | 495 | 358 | 4.7% | 6.62% | #52 |
What Bank of Little Rock Mortgage lends in Arkansas
By loan purpose
By loan type
Why it denied Arkansas applicants
Where in Arkansas
Counties with the most Bank of Little Rock Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Pulaski County | 253 | 184 | 11 | 4.3% |
| Benton County | 84 | 62 | 4 | 4.8% |
| Saline County | 40 | 31 | 2 | 5.0% |
| Lonoke County | 27 | 22 | 0 | 0.0% |
| Washington County | 23 | 18 | 1 | 4.3% |
| Faulkner County | 15 | 7 | 0 | 0.0% |
| Garland County | 13 | 9 | 2 | 15.4% |
| Cleburne County | 7 | 3 | 0 | 0.0% |
| White County | 5 | 3 | 1 | 20.0% |
| Van Buren County | 3 | 3 | 0 | 0.0% |
Other large lenders in Arkansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Arvest Bank | C | 9,748 | 14.4% | 7.00% |
| Rocket Mortgage | C | 5,854 | 20.1% | 6.63% |
| ARKANSAS Federal Credit Union | F | 4,439 | 23.6% | 7.50% |
| Vanderbilt Mortgage and Finance | F | 3,491 | 38.4% | 10.25% |
| 21st Mortgage | F | 3,250 | 46.6% | 9.69% |
| Mortgage Research Center | C | 2,767 | 18.3% | 6.25% |
| Regions Bank | C | 2,646 | 40.0% | 6.13% |
| Firsttrust Home Loans | B | 2,590 | 0.5% | 6.49% |
| United Shore Financial Services | B | 2,456 | 13.3% | 6.12% |
| Triad Financial Services | D | 2,133 | 54.2% | 8.68% |
Frequently asked questions
Arkansas: 495 applications in 2025, of which 358 were originated and 23 denied.
4.7% of all applications, or 6.0% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.
The median rate on loans Bank of Little Rock Mortgage originated in Arkansas in 2025 was 6.62%, against a statewide median of 6.63%.
About this data. Figures are Bank of Little Rock Mortgage's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology