Ranked by the dollar value of loans originated. Volume is not quality, but it does tell you who is set up to close at scale.
| # | Lender | Grade | Dollar volume | Applications | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Summit Credit UnionCottage Grove, WI | A | $1.9B | 15,483 | 13.8% | 6.75% |
| 2 | University of Wisconsin Credit UnionMadison, WI | A | $1.6B | 11,781 | 13.8% | 6.50% |
| 3 | Rocket MortgagePlymouth, MI | C | $1.2B | 7,819 | 18.0% | 6.63% |
| 4 | Associated BankGreen Bay, WI | B | $1.2B | 7,451 | 23.7% | 6.88% |
| 5 | Landmark Credit UnionBrookfield, WI | A | $1.2B | 9,393 | 17.7% | 6.50% |
| 6 | Johnson Financial GroupRacine, WI | A | $1.1B | 3,702 | 7.4% | 6.75% |
| 7 | United Shore Financial ServicesPlymouth, MI | B | $941M | 4,421 | 11.8% | 6.38% |
| 8 | Fairway Independent MortgageMadison, WI | B | $902M | 3,754 | 4.1% | 6.63% |
| 9 | Community FirstNeenah, WI | A | $701M | 4,368 | 6.9% | 5.49% |
| 10 | U.S. BankCincinnati, OH | D | $637M | 4,710 | 26.0% | 6.88% |
| 11 | Nicolet National BankGreen Bay, WI | A | $630M | 2,608 | 4.0% | 7.25% |
| 12 | Guild MortgageSan Diego, CA | A | $601M | 2,875 | 4.0% | 6.63% |
| 13 | BMO BankChicago, IL | F | $597M | 5,202 | 25.3% | 8.23% |
| 14 | Covantage Credit UnionAntigo, WI | B | $532M | 4,581 | 7.7% | 6.50% |
| 15 | Royal Credit UnionEau Claire, WI | B | $527M | 3,788 | 9.6% | 6.75% |
| 16 | Mortgage Research CenterColumbia, MO | C | $515M | 3,213 | 15.8% | 6.25% |
| 17 | JPMorgan Chase BankColumbus, OH | B | $496M | 2,051 | 10.2% | 6.49% |
| 18 | FOX COMMUNITIES Credit UnionAppleton, WI | A | $430M | 3,040 | 3.9% | 6.49% |
| 19 | Educators Credit UnionMount Pleasant, WI | B | $427M | 4,930 | 24.3% | 6.95% |
| 20 | Walker & DunlopBethesda, MD | C | $418M | 35 | 0.0% | 5.51% |
| 21 | Barrington Bank & Trust CompanyBarrington, IL | C | $409M | 1,492 | 4.4% | 6.49% |
| 22 | Bank FirstManitowoc, WI | A | $400M | 2,184 | 8.6% | 6.88% |
| 23 | Bank Five NineOconomowoc, WI | A | $395M | 1,584 | 4.0% | 6.50% |
| 24 | Ixonia BankIxonia, WI | C | $390M | 1,676 | 2.2% | 6.75% |
| 25 | Guaranteed RateChicago, IL | B | $385M | 1,797 | 5.4% | 6.53% |
| 26 | NewrezWilmington, DE | D | $385M | 2,776 | 16.3% | 6.50% |
| 27 | Old National BankEvansville, IN | B | $375M | 1,241 | 18.3% | 6.13% |
| 28 | Bell BankFargo, ND | A | $345M | 1,313 | 6.6% | 6.50% |
| 29 | CAPITAL Credit UnionGreen Bay, WI | A | $314M | 2,892 | 6.5% | 6.25% |
| 30 | Pennymac Loan ServicesWestlake Village, CA | C | $312M | 2,298 | 12.7% | 6.38% |
| 31 | Crosscountry MortgageCleveland, OH | B | $301M | 1,553 | 4.8% | 6.75% |
| 32 | Thompson Kane & CompanyMadison, WI | A | $300M | 921 | 0.8% | 6.75% |
| 33 | Waukesha State BankWaukesha, WI | B | $294M | 915 | 7.1% | 6.75% |
| 34 | Lake Ridge BankMiddleton, WI | A | $288M | 886 | 6.6% | 5.49% |
| 35 | A + Mortgage ServicesMuskego, WI | A | $268M | 848 | 1.4% | 6.63% |
| 36 | North Shore BankBrookfield, WI | C | $267M | 1,471 | 30.7% | 6.99% |
| 37 | ALTRA Federal Credit UnionOnalaska, WI | B | $262M | 1,747 | 5.8% | 6.66% |
| 38 | Nations LendingIndependence, OH | B | $253M | 1,065 | 2.8% | 6.63% |
| 39 | Freedom MortgageBoca Raton, FL | B | $248M | 2,068 | 9.1% | 6.25% |
| 40 | Prosperity Home MortgageFairfax, VA | A | $243M | 1,007 | 5.7% | 6.38% |
| 41 | One Community BankOregon, WI | B | $235M | 550 | 6.6% | 7.25% |
| 42 | First Colony MortgageOrem, UT | A | $220M | 1,235 | 4.4% | 6.50% |
| 43 | The Huntington National BankColumbus, OH | D | $203M | 1,107 | 21.8% | 6.88% |
| 44 | Wells Fargo BankCharlotte, NC | B | $202M | 906 | 11.7% | 6.63% |
| 45 | WESTCONSIN Credit UnionMenomonie, WI | C | $201M | 1,967 | 13.0% | 7.50% |
| 46 | Compeer Financial, FlcaPrairie Du Sac, WI | C | $196M | 869 | 7.6% | 7.13% |
| 47 | Great Midwest Bank, S.S.B.Brookfield, WI | B | $190M | 492 | 5.7% | 6.75% |
| 48 | American Pacific MortgageRoseville, CA | C | $190M | 998 | 7.6% | 6.63% |
| 49 | National Exchange Bank and TrustFond Du Lac, WI | C | $187M | 1,150 | 10.8% | 6.75% |
| 50 | Loandepot.ComIrvine, CA | D | $177M | 1,672 | 24.4% | 6.99% |
Ordered by the dollar value of loans originated in 2025 in the state. All figures come from the lenders' own HMDA filings. Full methodology.
