Fairway Independent Mortgage in Wisconsin vs the state
4.1%Denial rate-9.93 pts vs state
4.9%Decision denial rate-11.44 pts vs state
78.5%Origination rate+10.35 pts vs state
6.63%Median rate0.00 pts vs state
0.29Rate spread (pts)+0.17 pts vs state
$107kMedian applicant income
2,947Loans originated
153Denied
Trend in Wisconsin
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 3,122 | 2,523 | 4.6% | 6.88% | #12 |
| 2024 | 3,476 | 2,833 | 3.7% | 6.75% | #11 |
| 2025 | 3,754 | 2,947 | 4.1% | 6.63% | #13 |
What Fairway Independent Mortgage lends in Wisconsin
By loan purpose
By loan type
Why it denied Wisconsin applicants
Where in Wisconsin
Counties with the most Fairway Independent Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Milwaukee County | 660 | 533 | 21 | 3.2% |
| Dane County | 490 | 388 | 14 | 2.9% |
| Waukesha County | 448 | 370 | 8 | 1.8% |
| Racine County | 181 | 145 | 7 | 3.9% |
| Washington County | 165 | 113 | 9 | 5.5% |
| Walworth County | 140 | 95 | 8 | 5.7% |
| Outagamie County | 134 | 111 | 4 | 3.0% |
| Kenosha County | 128 | 92 | 12 | 9.4% |
| Winnebago County | 112 | 90 | 11 | 9.8% |
| Rock County | 105 | 75 | 9 | 8.6% |
Other large lenders in Wisconsin
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Summit Credit Union | A | 15,483 | 13.8% | 6.75% |
| University of Wisconsin Credit Union | A | 11,781 | 13.8% | 6.50% |
| Landmark Credit Union | A | 9,393 | 17.7% | 6.50% |
| Rocket Mortgage | C | 7,819 | 18.0% | 6.63% |
| Associated Bank | B | 7,451 | 23.7% | 6.88% |
| BMO Bank | F | 5,202 | 25.3% | 8.23% |
| Educators Credit Union | B | 4,930 | 24.3% | 6.95% |
| U.S. Bank | D | 4,710 | 26.0% | 6.88% |
| Covantage Credit Union | B | 4,581 | 7.7% | 6.50% |
| United Shore Financial Services | B | 4,421 | 11.8% | 6.38% |
Frequently asked questions
Wisconsin: 3,754 applications in 2025, of which 2,947 were originated and 153 denied.
4.1% of all applications, or 4.9% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.
The median rate on loans Fairway Independent Mortgage originated in Wisconsin in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Fairway Independent Mortgage's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology