U.S. Bank in Wisconsin vs the state
26.0%Denial rate+11.96 pts vs state
29.9%Decision denial rate+13.57 pts vs state
59.1%Origination rate-9.02 pts vs state
6.88%Median rate+0.25 pts vs state
0.43Rate spread (pts)+0.31 pts vs state
$100kMedian applicant income
2,785Loans originated
1,223Denied
Trend in Wisconsin
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 4,468 | 2,564 | 28.0% | 7.63% | #7 |
| 2024 | 4,641 | 2,745 | 26.6% | 7.13% | #8 |
| 2025 | 4,710 | 2,785 | 26.0% | 6.88% | #8 |
What U.S. Bank lends in Wisconsin
By loan purpose
By loan type
Why it denied Wisconsin applicants
Where in Wisconsin
Counties with the most U.S. Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Milwaukee County | 577 | 248 | 238 | 41.2% |
| Waukesha County | 434 | 273 | 98 | 22.6% |
| Dane County | 286 | 178 | 61 | 21.3% |
| Brown County | 184 | 116 | 46 | 25.0% |
| Sheboygan County | 184 | 125 | 26 | 14.1% |
| Fond du Lac County | 181 | 122 | 30 | 16.6% |
| Portage County | 179 | 136 | 20 | 11.2% |
| Kenosha County | 162 | 81 | 61 | 37.7% |
| Winnebago County | 162 | 115 | 29 | 17.9% |
| Marathon County | 154 | 99 | 37 | 24.0% |
Other large lenders in Wisconsin
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Summit Credit Union | A | 15,483 | 13.8% | 6.75% |
| University of Wisconsin Credit Union | A | 11,781 | 13.8% | 6.50% |
| Landmark Credit Union | A | 9,393 | 17.7% | 6.50% |
| Rocket Mortgage | C | 7,819 | 18.0% | 6.63% |
| Associated Bank | B | 7,451 | 23.7% | 6.88% |
| BMO Bank | F | 5,202 | 25.3% | 8.23% |
| Educators Credit Union | B | 4,930 | 24.3% | 6.95% |
| Covantage Credit Union | B | 4,581 | 7.7% | 6.50% |
| United Shore Financial Services | B | 4,421 | 11.8% | 6.38% |
| Community First | A | 4,368 | 6.9% | 5.49% |
Frequently asked questions
Wisconsin: 4,710 applications in 2025, of which 2,785 were originated and 1,223 denied.
26.0% of all applications, or 29.9% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.
The median rate on loans U.S. Bank originated in Wisconsin in 2025 was 6.88%, against a statewide median of 6.63%.
About this data. Figures are U.S. Bank's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology