Landmark Credit Union · Wisconsin · 2025

Landmark Credit Union in Wisconsin: approval rate, denial rate and rates (2025)

Landmark Credit Union took 9,393 mortgage applications in Wisconsin in 2025, ranking #3 of 938 lenders active in the state. It originated 70.9% of them and denied 17.7% (19.6% of the applications it decided), against a statewide denial rate of 14.0%.

9.4kApplicationsin WI
19.6%Decision denial ratestate 16.4%
6.50%Median ratestate 6.63%
$105,000Median loanstate $165,000
$1.2BVolume56 counties

Landmark Credit Union in Wisconsin vs the state

17.7%Denial rate+3.64 pts vs state
19.6%Decision denial rate+3.24 pts vs state
70.9%Origination rate+2.78 pts vs state
6.50%Median rate-0.13 pts vs state
-0.44Rate spread (pts)-0.56 pts vs state
$108kMedian applicant income
6,662Loans originated
1,658Denied

Trend in Wisconsin

YearApplicationsOriginatedDenial rateMedian rateRank in state
20239,0236,44114.0%6.00%#3
20248,3875,85818.9%7.50%#3
20259,3936,66217.7%6.50%#3

What Landmark Credit Union lends in Wisconsin

By loan purpose

Home purchase 1,992 21% · 7.6% denied
Refinance 1,243 13% · 14.1% denied
Cash-out refinance 1,393 15% · 19.9% denied
Home improvement 3,459 37% · 19.3% denied
Other / HELOC 1,306 14% · 29.6% denied

By loan type

Conventional 9,393 100% · 17.7% denied

Why it denied Wisconsin applicants

Credit history 534 32%
Debt-to-income ratio 422 25%
Incomplete application 323 19%
Collateral 277 17%
Other 65 4%
Unverifiable information 26 2%
Insufficient cash 9 1%
Employment history 2 0%

Where in Wisconsin

Counties with the most Landmark Credit Union applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Milwaukee County 3,3502,165784 23.4%
Waukesha County 2,6962,085319 11.8%
Washington County 851644119 14.0%
Racine County 718510129 18.0%
Dodge County 40129571 17.7%
Ozaukee County 35528339 11.0%
Jefferson County 20114732 15.9%
Walworth County 16311532 19.6%
Kenosha County 1319123 17.6%
Dane County 925518 19.6%

Other large lenders in Wisconsin

LenderGradeApplicationsDenial rateMedian rate
Summit Credit UnionA 15,48313.8%6.75%
University of Wisconsin Credit UnionA 11,78113.8%6.50%
Rocket MortgageC 7,81918.0%6.63%
Associated BankB 7,45123.7%6.88%
BMO BankF 5,20225.3%8.23%
Educators Credit UnionB 4,93024.3%6.95%
U.S. BankD 4,71026.0%6.88%
Covantage Credit UnionB 4,5817.7%6.50%
United Shore Financial ServicesB 4,42111.8%6.38%
Community FirstA 4,3686.9%5.49%

Frequently asked questions

Wisconsin: 9,393 applications in 2025, of which 6,662 were originated and 1,658 denied.

17.7% of all applications, or 19.6% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.

The median rate on loans Landmark Credit Union originated in Wisconsin in 2025 was 6.50%, against a statewide median of 6.63%.

About this data. Figures are Landmark Credit Union's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology