Covantage Credit Union in Wisconsin vs the state
7.7%Denial rate-6.30 pts vs state
8.6%Decision denial rate-7.72 pts vs state
79.3%Origination rate+11.16 pts vs state
6.50%Median rate-0.13 pts vs state
-0.09Rate spread (pts)-0.21 pts vs state
$86kMedian applicant income
3,633Loans originated
353Denied
Trend in Wisconsin
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 4,305 | 3,285 | 7.3% | 7.25% | #8 |
| 2024 | 4,293 | 3,343 | 6.5% | 7.50% | #9 |
| 2025 | 4,581 | 3,633 | 7.7% | 6.50% | #9 |
What Covantage Credit Union lends in Wisconsin
By loan purpose
By loan type
Why it denied Wisconsin applicants
Where in Wisconsin
Counties with the most Covantage Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Marathon County | 1,205 | 989 | 74 | 6.1% |
| Langlade County | 512 | 398 | 49 | 9.6% |
| Shawano County | 497 | 424 | 25 | 5.0% |
| Portage County | 282 | 236 | 20 | 7.1% |
| Oneida County | 269 | 205 | 23 | 8.6% |
| Lincoln County | 220 | 177 | 18 | 8.2% |
| Brown County | 202 | 171 | 9 | 4.5% |
| Forest County | 175 | 137 | 13 | 7.4% |
| Outagamie County | 175 | 132 | 12 | 6.9% |
| Oconto County | 130 | 107 | 10 | 7.7% |
Other large lenders in Wisconsin
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Summit Credit Union | A | 15,483 | 13.8% | 6.75% |
| University of Wisconsin Credit Union | A | 11,781 | 13.8% | 6.50% |
| Landmark Credit Union | A | 9,393 | 17.7% | 6.50% |
| Rocket Mortgage | C | 7,819 | 18.0% | 6.63% |
| Associated Bank | B | 7,451 | 23.7% | 6.88% |
| BMO Bank | F | 5,202 | 25.3% | 8.23% |
| Educators Credit Union | B | 4,930 | 24.3% | 6.95% |
| U.S. Bank | D | 4,710 | 26.0% | 6.88% |
| United Shore Financial Services | B | 4,421 | 11.8% | 6.38% |
| Community First | A | 4,368 | 6.9% | 5.49% |
Frequently asked questions
Wisconsin: 4,581 applications in 2025, of which 3,633 were originated and 353 denied.
7.7% of all applications, or 8.6% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.
The median rate on loans Covantage Credit Union originated in Wisconsin in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are Covantage Credit Union's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology