Largest lenders in Forest County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Covantage Credit Union | B | 176 | 138 | 7.4% | 6.50% |
| 2 | Laona State Bank | B | 87 | 64 | 12.6% | — |
| 3 | Associated Bank | B | 28 | 10 | 46.4% | 7.06% |
| 4 | Rocket Mortgage | C | 12 | 9 | 25.0% | 6.13% |
| 5 | Nicolet National Bank | A | 12 | 12 | 0.0% | 7.06% |
| 6 | Mortgage Research Center | C | 9 | 4 | 0.0% | 6.06% |
| 7 | Community First | A | 8 | 7 | 0.0% | 5.49% |
| 8 | BMO Bank | F | 7 | 3 | 57.1% | 6.88% |
| 9 | CAPITAL Credit Union | A | 6 | 4 | 0.0% | 6.94% |
| 10 | FOX COMMUNITIES Credit Union | A | 6 | 4 | 33.3% | 6.06% |
| 11 | Guild Mortgage | A | 5 | 5 | 0.0% | 6.99% |
| 12 | Summit Credit Union | A | 5 | 4 | 0.0% | 6.13% |
Best approval odds in Forest County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Covantage Credit Union | 156 | 8.3% |
| 2 | Laona State Bank | 87 | 12.6% |
What Forest County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Forest County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 416 | 295 | 11.8% | 7.00% | $85,000 |
| 2024 | 420 | 298 | 11.7% | 7.13% | $105,000 |
| 2025 | 484 | 338 | 14.7% | 6.63% | $105,000 |
Frequently asked questions
14.7% of applications in Forest County were denied in 2025, against 14.0% statewide in Wisconsin.
Covantage Credit Union, with 176 applications in 2025 and a denial rate of 7.4%.
The median mortgage application in Forest County in 2025 was for $105,000; the median property value on originated loans was $245,000.