Laona State Bank in Wisconsin vs the state
9.3%Denial rate-4.68 pts vs state
9.8%Decision denial rate-6.57 pts vs state
74.0%Origination rate+5.85 pts vs state
—Median rate
—Rate spread (pts)
$85kMedian applicant income
111Loans originated
14Denied
Trend in Wisconsin
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 116 | 92 | 4.3% | — | #198 |
| 2024 | 150 | 118 | 7.3% | — | #174 |
| 2025 | 150 | 111 | 9.3% | — | #204 |
What Laona State Bank lends in Wisconsin
By loan purpose
By loan type
Why it denied Wisconsin applicants
Where in Wisconsin
Counties with the most Laona State Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Forest County | 87 | 64 | 11 | 12.6% |
| Oconto County | 33 | 26 | 2 | 6.1% |
| Langlade County | 11 | 6 | 1 | 9.1% |
| Marinette County | 8 | 6 | 0 | 0.0% |
| Florence County | 4 | 3 | 0 | 0.0% |
| Oneida County | 3 | 3 | 0 | 0.0% |
| Shawano County | 1 | 1 | 0 | 0.0% |
| Marquette County | 1 | 1 | 0 | 0.0% |
| Brown County | 1 | 0 | 0 | 0.0% |
| Price County | 1 | 1 | 0 | 0.0% |
Other large lenders in Wisconsin
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Summit Credit Union | A | 15,483 | 13.8% | 6.75% |
| University of Wisconsin Credit Union | A | 11,781 | 13.8% | 6.50% |
| Landmark Credit Union | A | 9,393 | 17.7% | 6.50% |
| Rocket Mortgage | C | 7,819 | 18.0% | 6.63% |
| Associated Bank | B | 7,451 | 23.7% | 6.88% |
| BMO Bank | F | 5,202 | 25.3% | 8.23% |
| Educators Credit Union | B | 4,930 | 24.3% | 6.95% |
| U.S. Bank | D | 4,710 | 26.0% | 6.88% |
| Covantage Credit Union | B | 4,581 | 7.7% | 6.50% |
| United Shore Financial Services | B | 4,421 | 11.8% | 6.38% |
Frequently asked questions
Wisconsin: 150 applications in 2025, of which 111 were originated and 14 denied.
9.3% of all applications, or 9.8% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Laona State Bank's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology