Marquette County, Wisconsin · 2025

Mortgage lenders in Marquette County, WI: denial rates and top lenders (2025)

131 lenders acted on 853 mortgage applications for properties in Marquette County in 2025. 18.6% were denied (Wisconsin: 14.0%). Median rate on closed loans 6.88%; median loan $125,000; median property value $285,000.

853Applications
18.6%Denial ratestate 14.0%
6.88%Median ratestate 6.63%
$125,000Median loan
$285,000Median property value

Largest lenders in Marquette County

#LenderGradeApplicationsOriginatedDenial rateMedian rate
1 Summit Credit Union A 219155 18.7%6.88%
2 National Exchange Bank and Trust C 5133 19.6%7.50%
3 BMO Bank F 4022 30.0%8.65%
4 Fortifi Bank A 3832 7.9%
5 Rocket Mortgage C 3220 31.3%6.44%
6 University of Wisconsin Credit Union A 3222 6.3%6.50%
7 U.S. Bank D 3015 26.7%7.00%
8 Bank First A 2017 15.0%7.00%
9 Guild Mortgage A 1711 5.9%6.50%
10 Royal Bank C 137 30.8%7.25%
11 Fairway Independent Mortgage B 1311 15.4%6.88%
12 Marine Credit Union F 134 30.8%8.43%
13 Mortgage Research Center C 128 8.3%6.25%
14 Associated Bank B 113 45.5%7.00%
15 Westby Co-op Credit Union B 118 0.0%7.06%
16 Freedom Mortgage B 113 9.1%6.88%
17 Pennymac Loan Services C 103 40.0%6.99%
18 United Shore Financial Services B 95 22.2%6.13%
19 Barrington Bank & Trust Company C 83 25.0%6.63%
20 Newrez D 82 25.0%6.75%
21 Compeer Financial, Flca C 87 12.5%7.38%
22 Broker Solutions D 81 25.0%5.75%
23 Figure Lending C 85 12.5%8.85%
24 New Day Financial F 72 28.6%6.87%
25 Thompson Kane & Company A 76 0.0%6.88%

Best approval odds in Marquette County

Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.

#LenderDecidedDecision denial rate
1Summit Credit Union20619.9%

What Marquette County borrowers applied for

By loan purpose

Home purchase 270 32% · 11.1% denied
Refinance 147 17% · 14.3% denied
Cash-out refinance 165 19% · 29.1% denied
Home improvement 128 15% · 21.9% denied
Other / HELOC 143 17% · 22.4% denied

By loan type

Conventional 741 87% · 18.5% denied
FHA 65 8% · 21.5% denied
VA 45 5% · 15.6% denied
USDA / RHS 2 0% · 50.0% denied

Why applications were denied

Debt-to-income ratio 52 33%
Credit history 38 24%
Collateral 29 19%
Other 19 12%
Incomplete application 12 8%
Unverifiable information 3 2%
Employment history 2 1%
Insufficient cash 1 1%

Marquette County by year

YearApplicationsOriginatedDenial rateMedian rateMedian loan
202376350716.8%7.13%$105,000
202476549417.3%6.88%$125,000
202585353118.6%6.88%$125,000

Frequently asked questions

18.6% of applications in Marquette County were denied in 2025, against 14.0% statewide in Wisconsin.

Summit Credit Union, with 219 applications in 2025 and a denial rate of 18.7%.

The median mortgage application in Marquette County in 2025 was for $125,000; the median property value on originated loans was $285,000.