Barrington Bank & Trust Company · Wisconsin · 2025

Barrington Bank & Trust Company in Wisconsin: approval rate, denial rate and rates (2025)

Barrington Bank & Trust Company took 1,492 mortgage applications in Wisconsin in 2025, ranking #34 of 938 lenders active in the state. It originated 82.0% of them and denied 4.4% (5.1% of the applications it decided), against a statewide denial rate of 14.0%.

1.5kApplicationsin WI
5.1%Decision denial ratestate 16.4%
6.49%Median ratestate 6.63%
$305,000Median loanstate $165,000
$409MVolume65 counties

Barrington Bank & Trust Company in Wisconsin vs the state

4.4%Denial rate-9.59 pts vs state
5.1%Decision denial rate-11.28 pts vs state
82.0%Origination rate+13.89 pts vs state
6.49%Median rate-0.13 pts vs state
0.18Rate spread (pts)+0.06 pts vs state
$118kMedian applicant income
1,224Loans originated
66Denied

Trend in Wisconsin

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231,2431,0074.7%6.63%#30
20241,5241,2423.3%6.63%#29
20251,4921,2244.4%6.49%#34

What Barrington Bank & Trust Company lends in Wisconsin

By loan purpose

Home purchase 1,081 72% · 4.4% denied
Refinance 291 20% · 2.1% denied
Cash-out refinance 92 6% · 13.0% denied
Home improvement 4 0% · 0.0% denied
Other / HELOC 24 2% · 4.2% denied

By loan type

Conventional 1,297 87% · 3.5% denied
FHA 82 5% · 20.7% denied
VA 99 7% · 4.0% denied
USDA / RHS 14 1% · 0.0% denied

Why it denied Wisconsin applicants

Debt-to-income ratio 26 39%
Collateral 21 32%
Credit history 8 12%
Other 4 6%
Insufficient cash 3 5%
Unverifiable information 2 3%
Employment history 2 3%

Where in Wisconsin

Counties with the most Barrington Bank & Trust Company applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Dane County 50644210 2.0%
Milwaukee County 1228315 12.3%
Waukesha County 84683 3.6%
Walworth County 75596 8.0%
Racine County 56483 5.4%
Kenosha County 56382 3.6%
Rock County 54425 9.3%
Brown County 48392 4.2%
Outagamie County 37350 0.0%
Winnebago County 36322 5.6%

Other large lenders in Wisconsin

LenderGradeApplicationsDenial rateMedian rate
Summit Credit UnionA 15,48313.8%6.75%
University of Wisconsin Credit UnionA 11,78113.8%6.50%
Landmark Credit UnionA 9,39317.7%6.50%
Rocket MortgageC 7,81918.0%6.63%
Associated BankB 7,45123.7%6.88%
BMO BankF 5,20225.3%8.23%
Educators Credit UnionB 4,93024.3%6.95%
U.S. BankD 4,71026.0%6.88%
Covantage Credit UnionB 4,5817.7%6.50%
United Shore Financial ServicesB 4,42111.8%6.38%

Frequently asked questions

Wisconsin: 1,492 applications in 2025, of which 1,224 were originated and 66 denied.

4.4% of all applications, or 5.1% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.

The median rate on loans Barrington Bank & Trust Company originated in Wisconsin in 2025 was 6.49%, against a statewide median of 6.63%.

About this data. Figures are Barrington Bank & Trust Company's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology